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449 Cactus Flower, Cibolo, TX, 78108

5beds
3baths
2,591sqft
$342,500
$132price/sqft
$2,613/moest. monthly cost
$104,520/yrincome needed

About This Home

Impeccably maintained and spacious home featuring 2 master suites and 3 additional bedrooms, creating a grand feel. Highlights include granite counters, high ceilings, fresh interior and exterior paint. Epoxy garage floor and built-in cabinets offer ample storage space. No repairs needed. The square footage exceeds the Appraisal District's records, reflecting a larger floor plan by the builder. Rest assured, this property is move-in ready and sure to impress.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
6/10
Dobie Junior High SchoolGrades 7-82.7 mi
7/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Electric Range,Free-Standing Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,1 Bedroom Up,2 Primary Bedrooms
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,591
  • Total interior livable area: 2,591 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry,Walk-in Pantry

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 147459

Features

  • Stories: 2
  • Fencing: Back Yard

Lot

  • Lot size: 6,499 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,731$20,772
Home Insurance *$188$2,256
Property Taxes $410$4,920
Electricity $284$3,414
Total$2,613$31,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,588/yr
40% on housing$78,390/yr
45% on housing$69,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 78108$147
Guadalupe County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78108$151
Guadalupe County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Price change$342,500
2026-01-10Price change$349,900
2025-11-06Listed for sale$359,900
2018-02-15Sold--
2013-12-04Sold--

For Sale by Agent

AgentLoretta Lynch
BrokerageRA Brokers

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