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115 W 96th St APT 4, New York, NY, 10025

2beds
1baths
1,000sqft
$968,000
$968price/sqft
$6,148/moest. monthly cost
$245,920/yrincome needed

About This Home

UWS Central to convenient NY city living. Second Floor walk-up Coop Unit (approx. 1000 sq ft); two-units per floor in a ten-unit building. Well-maintained 4-building Coop Complex with 40 total units. 2Br/1Ba with full in-unit Washer/Dryer in a separate laundry room. Full Kitchen with stainless steel appliances and ample cabinet space. Full Bathroom with his/hers sink, soaking tub and shower. Each bedroom has full louvered clothes closet. Rear queen bed bedroom can fit two nightstands &/or computer station. Front twin bedroom can fit a chest drawer &/or computer station. Laundry room doubles as a pantry. Hallway Closet for coats. Three ACs, one in the living room and one in each bedroom. High ceilings, hardwood floors with crown molding. Decorative fireplace, exposed brick wall with built-in book shelves. Secured storage in the building basement is assigned for the unit. The basement has bike storage. Convenient Location. Groceries: WholeFoods, Trader Joe's, WestSide Market and more. Public Transportation: SubWay A, B, C, and 1, 2, 3 and multiple Bus lines. Flanked by Central Park and RiverSide Park. Monthly Maintenance is $1600.74, which covers property tax, water, garbage, common areas. Coop Capital Assessment for reserves is $169.28; Coop Special Assessment from Aug to Dec 2026 is $341.60. Price reflects FSBO (for sale by owner). Viewing by appointment. Seller Concessions: Buyers' Agent 1.0% fee commission. Payment of Coop 2026 remaining months of Capital & Special Assessment. Payment of Coop 1.5% Flip Tax based on Purchase Price. (Listing until sold).

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
84
BikeVery Bikeable

Schools

5/10
Ps 163 Alfred E SmithGrades PK-50.1 mi
5/10
9/10
Lafayette AcademyGrades 6-80.2 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 01851002210558964
  • Special condition: Resale

Features

  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Hurricane
Strong Wind
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,894$58,728
Home Insurance *$436$5,232
Property Taxes $572$6,864
Electricity $246$2,954
Total$6,148$73,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,788/yr
40% on housing$184,440/yr
45% on housing$163,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$968This listing

vs Other Active Listings

Avg $/sqft

ZIP 10025$1,148
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10025$1,626
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$968,000
2025-10-02Listing removed$928,000
2025-09-03Listed for sale$928,000
2024-04-30Listing removed$868,888
2024-04-01Listed for sale$868,888
2013-09-17Sold$800,000

For Sale by Owner

AgentLouisa
BrokerageOwner

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