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5611 Spanish Horse, Oceanside, CA, 92057

5beds
3baths
3,169sqft
$1,389,900
$439price/sqft
$9,321/moest. monthly cost
$372,840/yrincome needed

About This Home

**Space to gather. Room to grow. A backyard to enjoy. Welcome home to 5611 Spanish Horse Way.**. This beautifully maintained **5-bedroom, 3-bath home** offers an exceptional combination of space, flexibility and Southern California living—with **PAID SOLAR, a downstairs bedroom and full bath, 3-car garage and Tesla charger**. Step inside to a light-filled floor plan with soaring ceilings and spacious living areas designed for both everyday life and entertaining. At the heart of the home, the expansive kitchen features abundant cabinetry, generous counter space and an easy flow into the dining and family room—creating a natural gathering place for family and friends. A **full bedroom and bathroom on the main level** offers valuable flexibility for multigenerational living, overnight guests or a private home office. Step outside to the **private, south-facing backyard**, where mature landscaping, fruit trees, a gazebo, firepit and multiple seating areas create an inviting setting for weekend barbecues, evenings with friends or simply relaxing outdoors. With plenty of room to gather, play and entertain, this is a backyard made to enjoy year-round. Upstairs, generously sized bedrooms are joined by a **large, versatile loft** that can serve as a second family room, media room, playroom or potential sixth bedroom. The spacious primary suite provides a peaceful retreat at the end of the day. Additional highlights include **fully paid solar**, upstairs laundry, abundant storage and a **3-car garage with Tesla charger**. Ideally located near **Mission Vista High School, scenic hiking and biking trails, parks, shopping and dining**, with the Oceanside coast just a short drive away. **Space to gather. Room to grow. A backyard to enjoy. Welcome home to 5611 Spanish Horse Way.**

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

3/10
Roosevelt Middle SchoolGrades 6-81.4 mi
4/10
Vista High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2013

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Walk-In Pantry,Walk-In Closet(s)
  • Flooring: Carpet
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,169 sqft

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 1226200900
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Hills,Panoramic

Lot

  • Lot size: 10,018 sqft
  • Features: 0-1 Unit/Acre,Garden

Parking

  • Total spaces: 6
  • Parking features: Door-Multi,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,028$84,336
Home Insurance *$304$3,648
Property Taxes $1,310$15,720
Electricity $679$8,154
Total$9,321$111,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$319,577/yr
40% on housing$279,630/yr
45% on housing$248,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$351
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,299,900
2026-07-13Listed for sale$1,389,900
2017-03-16Sold$724,000
2013-02-21Sold$559,000

For Sale by Agent

AgentShannon Van Wyk
BrokerageHomeSmart Realty West

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