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3503 Cardiff Mist Dr, Katy, TX, 77494

5beds
5baths
3,959sqft
$670,000
$169price/sqft
$5,190/moest. monthly cost
$207,600/yrincome needed

About This Home

Welcome home to Cardiff Ranch, where thoughtful design meets everyday comfort! This beautifully appointed 5-bedroom home offers an exceptional layout with two bedrooms conveniently located on the first floor, including a spacious primary suite and an additional downstairs bedroom ideal for guests or flexible use. Upstairs features generously sized secondary bedrooms surrounding a massive game room perfect for entertaining or relaxation. Every bedroom has direct access to a bathroom, providing comfort and privacy throughout. The open-concept living spaces are ideal for entertaining, while the 3-car garage offers ample storage, parking, or hobby space. Located in the highly sought-after Cardiff Ranch community and zoned to award-winning Katy ISD schools, this home combines space, functionality, and an unbeatable location just minutes from shopping, dining, and major commuter routes.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
10/10
Tays Junior High SchoolGrades 6-80.9 mi
9/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Convection Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast

  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Dining Room

  • Level: First
  • Area: 143
  • Dimensions: 11 x 13

Features

  • Crown Molding,Vaulted Ceiling,1 Bedroom Down - Not Primary BR
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Game Room

  • Level: Second
  • Area: 289
  • Dimensions: 17 x 17

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,959
  • Total interior livable area: 3,959 sqft

Living Room

  • Level: First
  • Area: 289
  • Dimensions: 17 x 17

Other

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Primary Bedroom

  • Level: First
  • Area: 272
  • Dimensions: 16 x 17

Property

Details

  • Parcel number: 2254030010030914

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 9,526 sqft
  • Features: Other,0 Up To 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$471$5,652
Property Taxes $898$10,776
Electricity $434$5,216
Total$5,190$62,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,942/yr
40% on housing$155,700/yr
45% on housing$138,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 77494$182
Fort Bend County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 77494$169
Fort Bend County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$660,000
2026-07-22Price change$670,000
2026-07-15Price change$699,000
2026-07-03Listed for sale$715,000
2022-12-21Listing removed--
2022-11-18Listed for sale$635,000
2022-11-09Listing removed--
2022-11-05Price change$644,850
2022-10-28Price change$644,900
2022-10-07Listed for sale$654,900
2022-10-07Listing removed--
2022-09-19Price change$665,000
2022-08-29Listed for sale$675,000

For Sale by Agent

AgentChase Taylor
BrokerageRE/MAX The Woodlands & Spring

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