12 Lila Ln, Clyde, NC, 28721
About This Home
A versatile mountain retreat with built-in income potential awaits in the gated Mount Soma community. This distinctive three-level cottage is surrounded by serene natural beauty and offers mountain views along with flexible living arrangements ideal for full-time residence, vacation use, or rental income. Designed to maximize privacy and functionality, each level features its own living space. The upper level includes a bright, open layout with a full kitchen, living and dining area, a private deck, and a bedroom with an ensuite bath—perfect for enjoying the peaceful setting. The main level offers a comfortable bonus room with ensuite bath, kitchenette, and its own living and dining area, plus access to a separate deck. The lower level provides a fully independent suite with exterior access, complete with a bedroom, full bath, and kitchen/living/dining space. Currently part of Mount Soma’s short-term rental program, where each level is rented individually (buyer to verify), this property presents strong income-producing potential. Live in the upper levels while renting the lower, or continue the existing rental setup for maximum return. Mini-split systems paired with propane wall heaters ensure year-round comfort. Residents of Mount Soma enjoy access to peaceful walking trails and tranquil community spaces, all within about 15 minutes of I-40 and about 30 minutes to Waynesville. This is a rare opportunity to own a flexible, income-generating mountain property in a truly peaceful setting.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2012
Materials
- Construction materials: Wood
Type & Style
- Home type: Condo
- Architectural style: Cottage
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Electric Range,Refrigerator,Washer/Dryer
- Laundry features: In Hall,Upper Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: 2nd Living Quarters
Bedroom S
- Level: 2nd Living Quarters
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Features
- Total Primary Heated Living Area: 1196
- Window features: Skylight(s)
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,196
Heating & Cooling
- Heating features: Ductless,Wall Furnace
- Cooling features: Ceiling Fan(s),Ductless
Interior Area
- Total structure area: 1,196
- Total interior livable area: 1,709 sqft
Kitchen
- Level: Main
Kitchen
- Level: Upper
Kitchen
- Level: 2nd Living Quarters
Living Room
- Level: Main
Living Room
- Level: Upper
Living Room
- Level: 2nd Living Quarters
Other
- Level: Main
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 8751187115C001B
- Zoning: OU
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Covered,Front Porch
- Exterior features: Other - See Remarks
- Has view: Yes
- View description: Mountain(s),Year Round
Lot
- Features: Level,Wooded,Views
Parking
- Total spaces: 2
- Parking features: Parking Space(s)
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Buncombe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $125 | $1,500 |
| Electricity | $200 | $2,405 |
| Total | $1,757 | $21,084 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $265,000 |
| 2023-03-02 | Listing removed | -- |
| 2022-12-21 | Listed for sale | $319,900 |
| 2022-08-09 | Listing removed | -- |
| 2022-07-17 | Price change | $325,000 |
| 2021-11-02 | Listed for sale | $335,000 |
For Sale by Agent
View on Zillow