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10996 Cherry Laurel Dr, Fort Myers, FL, 33912

5beds
4baths
3,441sqft
$525,000
$153price/sqft
$3,968/moest. monthly cost
$158,720/yrincome needed

About This Home

ATTACHED MOTHER-IN-LAW SUITE - 2 PRIVATE ENTRANCES - 2 KITCHENS - 2 LAUNDRY ROOMS - 3 CAR TANDEM GARAGE - NEW WATER HEATER - NEW STOVE/OVEN - SOLAR PANELS!! Discover a rare opportunity to own a true Next Gen home in the highly sought-after Reflection Isles community—perfect for multi-generational living, those who want flexible space without compromise, or an income-producing primary residence. The standout feature is the attached mother-in-law suite, located on the first floor with its own private entrance. Complete with a dedicated living room, kitchen, spacious bedroom, and its own laundry, this suite offers complete independence while still keeping loved ones close. Floor plans like this are incredibly hard to find—especially with this level of convenience and privacy. Additional highlights include a tandem 3-car garage, offering abundant storage and room for vehicles, hobbies, or outdoor gear. Living in Reflection Isles means enjoying resort-style amenities, including basketball and tennis courts, a community pool & spa, a clubhouse, fitness center, and tot lot. But what truly sets this community apart is the vibrant social committee, always organizing fun events for residents of all ages. With its prime location near shopping, I-75, and RSW airport, everything you need is just minutes away. Nestled in the environmentally sensitive Six Mile Slough, this neighborhood offers a unique blend of tucked-away tranquility and modern convenience. Reflection Isles provides a lifestyle as exceptional as this home. Don’t miss this rare chance to own a Next Gen villa with thoughtful upgrades and unbeatable flexibility. Schedule your showing today and experience the best of Reflection Isles living!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
2/10
Dunbar High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Two Story,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Bedroom on Main Level,Bathtub,Dual Sinks,Family/Dining Room,Kitchen Island,Living/Dining Room,Pantry,Separate Shower,Cable TV,Upper Level Primary,Walk-In Closet(s),Window Treatments,High Speed Internet,Home Office,Split Bedrooms,Bathroom,Den,Family Room,Guest Quarters,Office,Screened Porch
  • Window features: Sliding,Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,998
  • Total interior livable area: 3,441 sqft

Property

Details

  • Parcel number: 034525P402600.4810
  • Lease amount: 0
  • Zoning description: PUD

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fruit Trees,Sprinkler/Irrigation,Patio,Room For Pool,Shutters Manual
  • Has view: Yes
  • View description: Lake,Pond,Water
  • Has water view: Yes
  • Water view: Lake,Pond,Water
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 7,278 sqft
  • Features: Rectangular Lot,Pond on Lot,Sprinklers Automatic
  • Lot size dimensions: 50 x 130 x 65 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$334$4,008
Property Taxes $634$7,608
Electricity $346$4,155
Total$3,968$47,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,045/yr
40% on housing$119,040/yr
45% on housing$105,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 33912$246
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33912$255
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Price change$525,000
2025-11-18Listed for sale$550,000
2025-11-04Listing removed$579,900
2025-10-07Price change$579,900
2025-09-17Price change$589,900
2025-08-08Price change$599,900
2025-06-06Listed for sale$630,000
2016-10-07Sold$404,300

For Sale by Agent

AgentKristen Pell
BrokerageTreeline Realty Corp

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