2370 Duncan Ridge Dr, Navarre, FL, 32566
About This Home
Located in the desirable Duncan Ridge community of Navarre, this beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and everyday living. The open-concept floor plan creates a seamless flow between the living room, dining area, and kitchen, making it ideal for both relaxing and entertaining. The kitchen is thoughtfully designed with granite countertops, a spacious center island with additional storage, stainless steel appliances, and a pantry, providing both style and practicality. The private primary suite offers a spacious retreat with dual closets and an ensuite bathroom featuring a separate linen closet for added convenience. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to a private backyard with plenty of space to unwind, entertain, garden, or create your own outdoor oasis. Conveniently located just minutes from top-rated schools, shopping, dining, Hurlburt Field, and Navarre's world-famous white sand beaches, this home offers the ideal balance of peaceful neighborhood living and easy access to everything the Emerald Coast has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2013
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick Front,Vinyl Siding,Trim Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 100
- Dimensions: 10 x 10
Bedroom
- Level: First
- Area: 100
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 180
- Dimensions: 18 x 10
Family Room
- Level: First
- Area: 336
- Dimensions: 21 x 16
Features
- Cathedral Ceiling(s),Vaulted Ceiling(s),Kitchen Island
- Window features: Hurricane Shutters
- Flooring: Carpet
- Attic: Pull Down Stairs
- Common walls with other units/homes: No Common Walls
Garage
- Level: First
- Area: 342
- Dimensions: 19 x 18
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,732
- Total interior livable area: 1,732 sqft
Kitchen
- Level: First
- Area: 132
- Dimensions: 12 x 11
Laundry
- Level: First
- Area: 42
- Dimensions: 7 x 6
Master Bedroom
- Level: First
- Area: 165
- Dimensions: 15 x 11
Property
Details
- Parcel number: 162S26099100B000050
- Zoning description: Resid Single Family
- Special condition: Accept Backup Offers
Features
- Stories: 1
- Exterior features: Columns
Lot
- Lot size: 8,712 sqft
- Features: Curb & Gutter,Sidewalk,Storm Sewer,Survey Available
- Lot size dimensions: 60 x 140
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,658 | $19,896 |
| Home Insurance * | $387 | $4,644 |
| Property Taxes | $295 | $3,540 |
| Electricity | $197 | $2,366 |
| Total | $2,537 | $30,444 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $325,000 |
| 2026-07-29 | Price change | $328,000 |
| 2026-07-13 | Price change | $338,500 |
| 2026-07-03 | Listed for sale | $349,990 |
| 2019-05-06 | Sold | $215,000 |
| 2019-02-13 | Price change | $225,000 |
| 2019-02-04 | Price change | $228,000 |
| 2019-01-15 | Price change | $229,500 |
| 2019-01-03 | Price change | $233,000 |
| 2018-12-14 | Listed for sale | $235,000 |
| 2016-01-16 | Listing removed | $1,300 |
| 2015-12-18 | Listed for rent | $1,300 |
| 2013-12-16 | Sold | $184,100 |
| 2013-08-01 | Sold | $30,000 |
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