3412 Atlantic Cir, Naples, FL, 34119
About This Home
Spacious living meets resort-style amenities in the highly sought-after Riverstone community. This 4-bedroom + den, 4 full-bath home offers over 3,300 square feet of living space, with a flexible layout designed for everyday living, working, and entertaining. Built in 2015 and recently refreshed with a full interior and exterior repaint, this move-in-ready home features a bright, open-concept floor plan filled with natural light. The chef’s kitchen is designed for both everyday living and entertaining, complete with granite countertops, a large walk-in pantry, ample cabinetry, and a built-in wine cooler. The primary suite offers a private retreat with a spa-like bathroom, including a soaking tub, dual vanities, and a calming atmosphere. Additional bedrooms and a versatile den provide flexible space for guests, a home office, or hobbies. Step outside to a private waterfront backyard with a solar-heated pool, covered lanai, outdoor kitchen, and peaceful lake views. The northwest rear exposure allows for all-day sun and beautiful Florida sunsets. Additional upgrades include a one-year-old whole-home generator with a 750-gallon tank, a whole-house reverse osmosis system, epoxy garage flooring, and custom built-in storage. Set within approximately 300 acres of scenic lakes and preserves, Riverstone offers an elevated lifestyle with walking paths that wind throughout the community, creating a peaceful and connected outdoor experience. Residents enjoy 24/7 gated security, a full-time lifestyle director, and a curated events calendar that brings neighbors together year-round. Resort-style amenities include a 13,000-square-foot clubhouse, a resort-style pool and separate lap pool, indoor and outdoor pickleball courts, tennis courts, basketball, a children’s splash pad and wading pool, playground, and open play field. The community also features catch-and-release fishing and is golf-cart friendly. Seller is offering a $20,000 credit with an acceptable offer—an excellent opportunity to own a well-appointed home with modern upgrades, waterfront views, and access to one of the area’s most amenity-rich communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2015
Materials
- Roof: Tile
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Wine Cooler,Water Purifier,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Breakfast Bar,Bedroom on Main Level,Bathtub,Closet Cabinetry,Separate/Formal Dining Room,Dual Sinks,French Door(s)/Atrium Door(s),Fireplace,High Ceilings,Living/Dining Room,Main Level Primary,Pantry,Sitting Area in Primary,Separate Shower,Cable TV,Walk-In Pantry,Walk-In Closet(s),High Speed Internet,Home Office,Split Bedrooms,Bathroom,Den,Guest Quarters,Office,Screened Porch,Great Room
- Door features: French Doors
- Window features: Sliding,Impact Glass
- Flooring: Tile,Wood
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 3,947
- Total interior livable area: 3,359 sqft
Property
Details
- Parcel number: 69770000326
- Lease amount: 0
- Other equipment: Generator
Features
- Stories: 1
- Private pool: Yes
- Pool features: Concrete,Heated,In Ground,Screen Enclosure,Solar Heat,Community
- Patio & porch: Lanai,Porch,Screened
- Exterior features: Outdoor Kitchen,Outdoor Shower,Gas Grill
- Has view: Yes
- View description: Landscaped,Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake
Lot
- Lot size: 9,496 sqft
- Features: Rectangular Lot
- Lot size dimensions: 73 x 131 x 73 x 131
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Wildfire
- Coastal Flooding
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Collier County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,568 | $78,816 |
| Home Insurance * | $858 | $10,296 |
| Property Taxes | $1,136 | $13,632 |
| Electricity | $338 | $4,056 |
| Total | $8,900 | $106,800 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Price change | $1,399,000 |
| 2026-01-21 | Price change | $1,435,000 |
| 2025-11-09 | Price change | $1,475,000 |
| 2025-09-09 | Price change | $1,500,000 |
| 2025-07-26 | Price change | $1,565,000 |
| 2025-05-04 | Price change | $1,595,000 |
| 2025-05-02 | Listed for sale | $1,545,000 |
| 2015-05-15 | Sold | $765,888 |
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