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821 Jay Cir, Anchorage, AK, 99504

4beds
2baths
1,824sqft
$430,000
$236price/sqft
$3,201/moest. monthly cost
$128,040/yrincome needed

About This Home

Welcome home! Tucked away in a peaceful Anchorage cul-de-sac with minimal traffic, this inviting property combines modern comfort, major system upgrades, and space for outdoor hobbies.Key Highlights & Recent Updates: Extensive Upgrades in the last few years: Enjoy major peace of mind with the roof, windows, exterior door, and furnace all replaced in 2021!Fresh Paint & New Flooring: Features recent exterior paint, fresh interior paint throughout the bedrooms, and new flooring everywhere except the kitchen and bathrooms. Updated Kitchen & Appliances New Fencing: Perimeter fencing offering, privacy, and peace of mind. Private Greenhouse: Perfect for extending the Alaskan growing season and cultivating your favorite plants, flowers, or fresh produce. Cul-de-Sac Location: Tucked in a low-traffic setting offering quiet living while keeping you close to Anchorage amenities, parks, and trails. Whether you're relaxing in the private, fenced yard, tending to your greenhouse, or enjoying the comfort of modern updates, this move-in ready home is a must-see!

Getting Around

53
WalkingSomewhat Walkable
37
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

5/10
Bartlett High SchoolGrades PK-121.6 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Asphalt,Composition,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer &/Or Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Fireplace(s),Baseboard,Natural Gas,Wood

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,824 sqft

Property

Details

  • Parcel number: 0060915400001
  • Zoning: UNK
  • Zoning description: Unknown

Features

  • Levels: Split Entry
  • Waterfront features: None,No Access
  • Topography of land: Level

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,No Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Winter Weather
    Winter WeatherVery High

How This Home’s Risks Compare

Earthquake
Winter Weather

FEMA Declared Disasters in Anchorage Municipality and Alaska

Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance $138$1,656
Property Taxes $571$6,852
Electricity $318$3,820
Total$3,201$38,412

Income You'd Need if You Spent...

35% on housing$109,748/yr
40% on housing$96,030/yr
45% on housing$85,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 99504$176
Anchorage Municipality$252

vs Homes Sold Last Month

Median $/sqft

ZIP 99504$231
Anchorage Municipality$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$430,000
2026-07-30Listed for sale$430,000
2005-10-20Sold--
2001-08-16Sold--

For Sale by Agent

AgentKristan Cole
BrokerageKeller Williams Alaska Advisors

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