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About This Home

Looking for the benefits of the city limits but in a country setting? Looking for a well-built brick house with a large workshop? Welcome to Larkinsville! This 2-bedroom, 1.5 bath house with a shed, with a large RV carport, and a large metal building shop sits on 2 parcels, totaling just under an acre. Shop is metal on concrete pad with electricity, size 24x40. House has 2 beds and 1.5 baths. Recent updates include new central unit (2024), new septic tank and pex pipe plumbing (2023), water heater (2021), as well as vinyl replacement windows. This home is ideal for the businessowner needing a shop for his equipment. Conveniently located between Huntsville & Chattanooga for the commuter.

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

9/10

Collins Elementary SchoolGrades 4-65.7 mi

7/10

Scottsboro Jr High SchoolGrades 7-85.4 mi

7/10

Scottsboro High SchoolGrades 9-127.1 mi

Construction

Condition

Year built: 1958

Type & Style

Home type: SingleFamily
Architectural style: Traditional
Property subType: Single Family Residence

Interior

Basement

Basement: Crawl Space

Bathroom1

Features: Laminate Floor
Level: First
Area: 130

Bedroom2

Features: Laminate Floor
Level: First
Area: 156

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Dining Room

Features: Laminate Floor
Level: First
Area: 140

Features

Fireplace features: None

Heating & Cooling

Heating features: Central 1
Cooling features: Central 1

Interior Area

Total interior livable area: 1,316 sqft

Kitchen

Features: Laminate Floor
Level: First
Area: 196

Living Room

Features: Laminate Floor
Level: First
Area: 280

Master Bedroom

Features: Laminate Floor
Level: First
Area: 156

Property

Details

Parcel number: 2604170000036.000

Lot

Lot size: 0.75 Acres

Parking

Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveRelatively High
Inland FloodingRelatively High
LightningRelatively High
Strong WindRelatively High
TornadoRelatively High
Winter WeatherRelatively High
DroughtModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Alabama Counties

Hurricane

Severe Storm

Tornado

Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$955	$11,460
Home Insurance *	$203	$2,436
Property Taxes	$39	$468
Electricity	$240	$2,881
Total	$1,437	$17,244

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$57,480/yr

35% on housing$49,268/yr

40% on housing$43,110/yr

45% on housing$38,320/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered

None

Add-on available

Wildfire

Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%

7.9%

0%30.0%

Electricity Growth Rate10-year average: 6.0%

6.0%

0%15.0%

Property Taxes Growth Rate2-year average: 3.7%

3.7%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 35768$101

Jackson County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 35768$111