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26231 State Highway 71, Flat Rock, AL, 35966

3beds
2baths
1,700sqft
$239,900
$141price/sqft
$1,689/moest. monthly cost
$67,560/yrincome needed

About This Home

Newly renovated 3 bedroom, 2 bath home sitting on approx .75 acres all fenced in! Features original beautiful refinished hardwood flooring throughout home, new cabinets in kitchen and bathrooms, all new windows. New plumbing, electrical, and new HVAC system put in. Conveniently located on the main Hwy about 45 min from Chattanooga. Building out back with lean-two for storage.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
North Sand Mt SchoolGrades PK-123.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 140

Bedroom3

  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 196

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,700 sqft

Kitchen

  • Features: Wood Floor
  • Area: 168

Living Room

  • Features: Wood Floor
  • Area: 266

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 168

Property

Details

  • Parcel number: 1507350000014001

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.75 Acres

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Drought
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$187$2,244
Property Taxes $49$588
Electricity $240$2,881
Total$1,689$20,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,908/yr
40% on housing$50,670/yr
45% on housing$45,040/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 35966$210
Jackson County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 35966$141
Jackson County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$239,900
2026-03-12Listed for sale$249,900

For Sale by Agent

AgentJamie Dabbs
BrokerageWeichert-Deborah Burton Group

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