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20000 S Lakeshore Road, Chelan, WA, 98816

1beds
2baths
1,191sqft
$1,995,000
$1,675price/sqft
$11,046/moest. monthly cost
$441,840/yrincome needed

About This Home

Extraordinary and Unique Waterfront home located near 25 Mile Campground and Fields Point on Lake Chelan's South Shore. 1.58 acres, 367ft of private waterfront with 2 coves. Large Private Dock with Boat Lift and Jet ski Lift, and lit pathway. This property features a one bed loft with soaring ceilings, and 180-degree Lake Views. Extra Large attached garage with lots of natural light, bathroom, work bench, and has plenty of room for multiple cars, boats, and storage. There are 4 large tough sheds on site for plenty of additional storage, one includes insulation, power, and heat. Exterior annex with kitchen area, BBQ and seating. Expired architectural plans for Un-built Main home included with property.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
6/10
Chelan Middle SchoolGrades 6-815.3 mi
6/10
Chelan High SchoolGrades 9-1215.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2005

Materials

  • Foundation: Poured Concrete,See Remarks
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Utility Room/Garage

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,See Remarks

Heating

  • Heating features: Forced Air,Electric,Propane

Interior Area

  • Total structure area: 1,191
  • Total interior livable area: 1,191 sqft

Kitchen With Eating Space

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Garage

Property

Details

  • Parcel number: 292119440200
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Kitchen,Dbl Pane/Storm Window,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: High Bank,Lake
  • Frontage length: Waterfront Ft: 367
  • Topography of land: Sloped
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 1.58 Acres
  • Features: Drought Resistant Landscape,Paved,Secluded,Value In Land,Deck,Dock,Gated Entry,High Speed Internet,Outbuildings,Propane,RV Parking,Shop

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,Detached Carport,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 6
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Avalanche
Lightning
Cold Wave
Hail
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Chelan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$612$7,344
Property Taxes $198$2,376
Electricity $149$1,793
Total$11,046$132,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$378,720/yr
40% on housing$331,380/yr
45% on housing$294,560/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,675This listing

vs Other Active Listings

Avg $/sqft

ZIP 98816$455
Chelan County$362

vs Homes Sold Last Month

Median $/sqft

ZIP 98816$360
Chelan County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$2,566,000
2026-03-06Listed for sale$2,600,000
2000-10-26Sold$230,000

For Sale by Agent

AgentMarzjana Steuer
BrokerageWindermere Valley Liberty Lake

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