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101 S Washington St, Dunkerton, IA, 50626

5beds
2baths
3,480sqft
$170,000
$49price/sqft
$1,406/moest. monthly cost
$56,240/yrincome needed

About This Home

Investment opportunity in Dunkerton! Turnkey duplex with tenants in place, tenant-paid utilities, and immediate cash flow. An ideal hands-off investment opportunity! Unit 1 lower level- 2 beds 1 bath, spacious layout at 1980 square feet, laundry in unit, 1 stall attached garage, bonus additional kitchen area. Leased in a long-term lease for $1,000 until March 2036. Unit 2- 3 beds, 1 bath, functional layout at 1500 square feet, entry foyer space, vaulted ceilings, laundry room, leased for $900 until September 30 2026. Both units offer spacious floor plans, in-unit laundry, and are rented out ready to start your cash flow! Tenants are responsible for all utilities, gas is on shared meter and is split. Lower unit takes care of snow removal on sidewalk and mowing. True hands-off investment opportunity with stable tenants! Snag this opportunity before it's gone.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
6/10
Dunkerton High SchoolGrades 6-120.4 mi

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: 1st Floor,2nd Floor

Basement

  • Has basement: Yes
  • Basement: Slab,None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Cooling

  • Cooling features: Window Unit(s)

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,980

Interior Area

  • Total structure area: 3,480
  • Total interior livable area: 3,480 sqft

Property

Details

  • Parcel number: 901129479001
  • Zoning: OTHER
  • Special condition: Standard

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 40 x 140

Parking

  • Parking features: Attached,Garage,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$148$1,776
Property Taxes $140$1,680
Electricity $259$3,115
Total$1,406$16,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,205/yr
40% on housing$42,180/yr
45% on housing$37,493/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 50626$135
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50626$146
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$171,999
2026-04-15Price change$174,999
2026-03-18Listed for sale$180,000
2024-11-06Listing removed$950
2024-10-25Price change$950
2024-10-16Listed for rent$1,050

For Sale by Agent

AgentLydia Negan, Abr, Psa
BrokerageStructure Real Estate

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