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214 N Highland St, North English, IA, 52316

3beds
2baths
1,970sqft
$135,000
$69price/sqft
$1,092/moest. monthly cost
$43,680/yrincome needed

About This Home

Great home with many upgrades. Large bedrooms. List of upgrades since purchase: Professional foundation repair with warranty, new hardwood flooring on main level, large family room with LVP, remodeled kitchen and main bathroom. Main floor master with two large upstairs bedrooms with 3 large closets. Fenced in rear yard with alley access.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Masonry
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Other,Electric,Gas
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,970 sqft

Property

Details

  • Parcel number: 792004040

Features

  • Exterior features: Other,Metal

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 7
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$106$1,272
Property Taxes $158$1,896
Electricity $146$1,763
Total$1,092$13,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,440/yr
40% on housing$32,760/yr
45% on housing$29,120/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 52316$55
Iowa County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 52316
Iowa County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$134,000
2026-08-02Price change$135,000
2022-07-05Listed for sale$112,500
2022-07-01Sold$112,500
2022-05-31Pending sale$112,500
2022-05-27Listed for sale$112,500

For Sale by Owner

AgentProperty Owner

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