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311 Charles St SE, Blairstown, IA, 52209

6beds
3baths
3,372sqft
$425,000
$126price/sqft
$3,105/moest. monthly cost
$124,200/yrincome needed

About This Home

Completely Reimagined. Absolutely Move-In Ready.This home has been transformed from the studs out into one of the most thoughtfully upgraded properties. Every inch of this stunning 6-bedroom, 3-bath home has been rebuilt with quality, efficiency, and modern living in mind. With 1,772 sq ft on the main level and an additional 1,600 sq ft in the fully finished lower level, there is room for everyone. The wide-open floor plan flows beautifully with hard surface flooring throughout. The showstopping gourmet white kitchen is an entertainer’s dream, featuring an oversized, bright layout fully equipped with all appliances included. Main floor laundry adds everyday convenience you’ll appreciate from day one. The lower level features radiant in-floor heat, keeping the whole family warm and comfortable year-round. That same luxury extends into the oversized two-car garage, because in Iowa winters, that matters. The sellers' significant investment in solar panels paired with a geothermal heating and cooling system means your utility bills will make your neighbors jealous. This home isn’t just beautiful, it’s built for the long haul. Outside, enjoy a generous 0.33-acre lot with room to breathe and space to spread out. Walk to the ball diamonds, hop on the school bus right from the neighborhood corner, and enjoy everything Blairstown small-town living offers. This is a fully remodeled, energy-smart, move-in ready home priced to reflect every dollar of work that went into it. Come see it for yourself!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Norway Elementary SchoolGrades 4-67.9 mi
4/10

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Poured
  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary
  • Finished area below ground: 1,600
  • Finished area above ground: 1,772

Heating & Cooling

  • Heating features: Geothermal,See Remarks
  • Cooling features: Geothermal,See Remarks,Central Air

Interior Area

  • Total interior livable area: 3,372 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 05027200

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 14,375

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Heated Garage,See Remarks,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$294$3,528
Property Taxes $411$4,932
Electricity $251$3,018
Total$3,105$37,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,457/yr
40% on housing$93,150/yr
45% on housing$82,800/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 52209$179
Benton County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 52209$103
Benton County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$450,000
2026-04-22Listed for sale$475,000
2023-05-11Sold$275,000
2022-01-14Sold$122,000
2021-12-22Pending sale$140,000
2015-07-15Sold$3,000
2009-07-10Sold$23,000

For Sale by Agent

AgentLisa Nolan
BrokerageRE/MAX CONCEPTS

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