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1842 S Rhode Island Ct, Mason City, IA, 50401

3beds
3baths
1,976sqft
$373,500
$189price/sqft
$2,864/moest. monthly cost
$114,560/yrincome needed

About This Home

NEW TO THE MARKET! Welcome to this well-maintained two-story home located on a quiet cul-de-sac on Mason City's desirable southeast side, offering convenient access to shopping, schools, parks, and more. This 3-bedroom, 3-bath home features updated flooring, newer roof shingles, and a functional layout designed for comfortable living. The main level offers an inviting living room along with an open kitchen, dining, and family room—perfect for everyday living and entertaining. Upstairs, you'll find all three bedrooms, including a spacious primary suite with a walk-in closet and private full bath. The generous yard offers plenty of room to create your ideal outdoor living space. The unfinished basement provides excellent potential for additional finished living space, including a bedroom, recreation room, or home office. Don't miss this versatile home in a great location. Schedule your showing with your Realtor today!

Getting Around

12
WalkingCar-Dependent
16
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

2/10
4/10
John Adams Middle SchoolGrades 7-81.3 mi
5/10
Mason City High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Common walls with other units/homes: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,976 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 071527702800

Features

  • Levels: Two

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: 100 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Strong Wind
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,888$22,656
Home Insurance *$410$4,920
Property Taxes $419$5,028
Electricity $147$1,768
Total$2,864$34,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,194/yr
40% on housing$85,920/yr
45% on housing$76,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 50401$110
Cerro Gordo County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 50401$97
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$373,500
2025-02-15Listing removed$1,750
2025-02-11Listed for rent$1,750
2024-06-01Listing removed--
2024-03-16Listed for rent$1,750
2013-05-16Sold$238,000
2012-12-14Sold$36,000

For Sale by Agent

AgentMatt Wolff
BrokerageLake-Iowa Realty

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