206 4th St, Victor, IA, 52347
About This Home
Small-town charm meets space and functionality at 206 4th St in Victor! This spacious 4 bedroom, 2 bathroom, two-story home offers the perfect blend of character, updates, and everyday convenience. Step inside and enjoy a welcoming layout featuring a refreshed kitchen with updated cabinetry, countertops, and flooring while still showcasing the charm of the original wood trim throughout the home. One of the standout features is the impressive 4-stall garage offering endless possibilities — whether you need extra vehicle storage, a workshop, space for outdoor toys, or room for projects. The oversized garage includes a concrete floor, work area, and plenty of flexibility rarely found in town. Located in the quiet community of Victor, Iowa, this home offers the benefits of small-town living while still providing convenient access to surrounding communities. A great opportunity for anyone looking for more space, storage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Vinyl,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Range Or Oven,Refrigerator,Dryer,Washer
Basement
- Has basement: Yes
- Basement: Block,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other,Pantry
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,820
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 1,820
- Total interior livable area: 1,820 sqft
Property
Details
- Parcel number: 860712060
- Zoning: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
Lot
- Lot size: 7,405 sqft
- Features: Less Than Half Acre
- Lot size dimensions: 60 x 118
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $808 | $9,696 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $134 | $1,608 |
| Electricity | $135 | $1,629 |
| Total | $1,184 | $14,208 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $159,900 |
| 2026-06-01 | Listed for sale | $164,900 |
| 2018-01-30 | Sold | $78,000 |
| 2018-01-10 | Pending sale | $88,900 |
| 2017-11-01 | Price change | $88,900 |
| 2017-09-26 | Price change | $92,900 |
| 2017-07-31 | Listed for sale | $97,900 |
| 2006-08-09 | Sold | $25,000 |
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