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1020 Chatham Dr, Williamsburg, IA, 52361

2beds
2baths
1,798sqft
$245,000
$136price/sqft
$1,875/moest. monthly cost
$75,000/yrincome needed

About This Home

Ranch-style condo with a fantastic, quiet location! This home features a lovely living room filled with natural light and an eat-in kitchen with all appliances included with oven new in 2025 and window above the sink overlooking the yard. A slider off the kitchen leads to the newer SCREENED-IN porch with maintenance-free decking where you can enjoy views of the golf course and mature trees. The main level offers two bedrooms, a full bathroom with tub/shower and vanity, and a convenient laundry closet with washer and dryer included. Zero-level entry from the attached two-car garage adds ease and accessibility. The WALKOUT lower level provides great additional living space along with a second full bathroom featuring a stand-up shower and vanity, plus the potential to add a third bedroom. Lawn care and snow removal are provided by the association, making for easy, low-maintenance living.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Partial Brick,Vinyl,Frame

Other

  • Builder name: Kozishek

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Plumbed For Ice Maker,Microwave,Range Or Oven,Refrigerator,Washer
  • Laundry features: Main Level,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other,Primary On Main Level
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 732
  • Finished area above ground: 1,066

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,798
  • Total interior livable area: 1,798 sqft

Property

Details

  • Parcel number: 903202013
  • Attached to another structure: Yes
  • Zoning: Residential
  • Special condition: Standard

Features

  • Patio & porch: Deck

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Inland Flooding
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$211$2,532
Property Taxes $292$3,504
Electricity $134$1,609
Total$1,875$22,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,285/yr
40% on housing$56,250/yr
45% on housing$50,000/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 52361$111
Iowa County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 52361
Iowa County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$245,000
2014-01-15Sold$150,000
2005-02-17Sold$150,000

For Sale by Agent

AgentLexi Belland Perez
BrokerageLepic-Kroeger, REALTORS

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