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4306 F St, Amana, IA, 52203

3beds
3baths
2,360sqft
$205,000
$87price/sqft
$1,626/moest. monthly cost
$65,040/yrincome needed

About This Home

Step back in time with this Main Amana property, held by the same family since the 1950s. Situated on a prime corner lot, the property includes a main residence, oversized detached two-car garage, and a separate commercial retail building. The home offers strong potential for renovation, featuring an eat-in kitchen with solid wood cabinetry, spacious living room, flexible bonus room, and a main-floor primary suite. Upstairs includes two large bedrooms and a full bath with options for reconfiguration or added living space. The retail building adds versatility with a half bath and potential for business, guest use, or additional living space. A true fixer-upper with excellent multi-use potential in a desirable location. Property sold as is, inspections for Buyers knowledge only, Seller not responsible for repairs. Amana Society Inc. has last right of refusal.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Amana Elementary SchoolGrades PK-51.3 mi
8/10
7/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Block
  • Construction materials: Frame,See Remarks

Other

  • Builder name: Amana Society Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Range Hood,Water Softener Owned,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Bath in Primary Bedroom,Main Level Primary,Jetted Tub
  • Finished area below ground: 0
  • Finished area above ground: 2,360

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,360 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 104003030

Features

  • Levels: One and One Half
  • Stories: 1
  • Has spa: Yes

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 15087 SF

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Guest,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Drought
Hail
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$173$2,076
Property Taxes $241$2,892
Electricity $176$2,112
Total$1,626$19,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,748/yr
40% on housing$48,780/yr
45% on housing$43,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 52203$140
Iowa County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 52203
Iowa County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$205,000
2012-11-15Sold$105,000

For Sale by Agent

AgentTrav Sheely
BrokeragePinnacle Realty LLC

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