500 W North St, Mount Sterling, IL, 62353
About This Home
Welcome to this lovely home situated on a spacious corner lot with a patio area and detached garage. The main level offers a large laundry/mudroom that leads into an expansive kitchen with ample cabinet storage. Adjacent to the kitchen is a sizable living/dining room featuring hardwood flooring and built-in shelving. Two bedrooms and a full bathroom complete the main level. The upper level includes two additional generously sized bedrooms, with one offering a convenient half bath. This property has been placed in an upcoming online event. All bids should be submitted at xome com auctions. All properties are subject to a buyers premium, and bidding is pursuant to the Xome Auction Participation Agreement. Please contact listing agent for property details.. Please verify all details independently, including room sizes, taxes, etc.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Shingle
- Construction materials: Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Partial
Bedroom2
- Level: Main
- Area: 130
Bedroom3
- Level: Upper
- Area: 169
Bedroom4
- Level: Upper
- Area: 192
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Family Room
- Level: Main
- Area: 180
Features
- Finished area below ground: 0
- Finished area above ground: 1,811
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,811
- Total interior livable area: 1,811 sqft
Kitchen
- Level: Main
- Area: 224
Living Room
- Level: Main
- Area: 208
Master Bedroom
- Level: Main
- Area: 154
Property
Details
- Parcel number: 0508383004
- Special condition: Real Estate Owned
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
Lot
- Lot size: 0.28 Acres
- Features: City/Town
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $493 | $5,916 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $108 | $1,296 |
| Electricity | $139 | $1,671 |
| Total | $825 | $9,900 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-05 | Price change | $118,900 |
| 2025-04-03 | Price change | $121,500 |
| 2025-02-10 | Price change | $124,500 |
| 2024-11-26 | Price change | $128,000 |
| 2024-10-28 | Listed for sale | $135,000 |
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