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3349 Carbineer Dr, Belvidere, IL, 61008

4beds
3baths
4,860sqft
$579,900
$119price/sqft
$4,655/moest. monthly cost
$186,200/yrincome needed

About This Home

Second Time Ever on the Market! This exceptional custom-built home blends timeless craftsmanship with modern convenience. Featuring authentic architectural elements salvaged from late 1800s and early 1900s Midwest homes—including original glasswork, doors, trim, light fixtures, and a restored fireplace—this one-of-a-kind residence is rich in character. The main level offers 10' and 11' ceilings, a private study, formal dining room with wainscoting, butler's pantry, spacious eat-in kitchen with custom cabinetry, island, and walk-in pantry, plus a family room with built-ins, mudroom, and half bath. Upstairs you'll find four bedrooms, a laundry room, and a luxurious primary suite featuring a double-sided fireplace, sitting area, jetted tub, and tiled shower. Lower level provides an additional 1,600 square feet of finished living space for entertaining or recreation. A rare opportunity to own a truly unique home. Contact the listing agent for the complete amenity sheet.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Wall Oven,Tankless Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Upper
  • Area: 182

Bedroom3

  • Level: Upper
  • Area: 247

Bedroom4

  • Level: Upper
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 240

Family Room

  • Level: Main
  • Area: 340

Features

  • Great Room,L.L. Finished Space,Book Cases Built In,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 3,260

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,860
  • Total interior livable area: 4,860 sqft

Kitchen

  • Level: Main
  • Area: 440

Master Bedroom

  • Level: Upper
  • Area: 361

Property

Details

  • Parcel number: 0334176008

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Yard Irrigation
  • Fencing: Invisible

Lot

  • Lot size: 0.76 Acres
  • Features: City/Town

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$389$4,668
Property Taxes $961$11,532
Electricity $373$4,485
Total$4,655$55,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,600/yr
40% on housing$139,650/yr
45% on housing$124,133/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 61008$116
Boone County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 61008$143
Boone County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$569,900
2026-08-01Listed for sale$579,900
2020-11-30Sold$435,000
2020-10-16Pending sale$449,900
2020-10-10Price change$449,900
2020-09-12Price change$469,900
2020-08-22Listed for sale$489,900

For Sale by Agent

AgentLizzette Magrini
BrokerageSmart Home Realty

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