512 S State, Divernon, IL, 62530
About This Home
Welcome to 512 S State Street, a 2-bedroom, 1-bath home offering just over 1,000 square feet in the Auburn School District. Inside, you'll find some newer paint and carpet, a comfortable layout, and a dining area just off the kitchen with convenient main-floor laundry hookups. Outside, enjoy a spacious backyard, an oversized garage, and a partial unfinished basement that provides plenty of extra storage space. Whether you're searching for your first home, looking to downsize, or adding to your investment portfolio, this property offers plenty of potential at an affordable price.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Range Hood,Range,Refrigerator,Gas Water Heater
Basement
- Basement: Partial,Unfinished
Bedroom1
- Level: Main
- Dimensions: 13ft 7in x 15ft 6in
Bedroom2
- Level: Main
- Dimensions: 13ft 8in x 7ft 11in
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,094
- Total interior livable area: 1,094 sqft
Kitchen
- Level: Main
- Dimensions: 13ft 1in x 11ft 0in
Living Room
- Level: Main
- Dimensions: 13ft 8in x 10ft 9in
Main Level
- Area: 1094
Other
- Level: Main
- Dimensions: 13ft 1in x 12ft 2in
Property
Details
- Parcel number: 3521.0255003
Features
- Patio & porch: Patio
Lot
- Lot size: 7,950 sqft
- Features: Level
- Lot size dimensions: 53 x 150
Parking
- Total spaces: 2
- Parking features: Alley Access,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $480 | $5,760 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $149 | $1,788 |
| Electricity | $130 | $1,569 |
| Total | $868 | $10,416 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $95,000 |
| 1996-08-05 | Sold | $22,000 |
View on Zillow