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1428 S Lowell Ave, Springfield, IL, 62704

6beds
2baths
2,796sqft
$280,000
$100price/sqft
$2,306/moest. monthly cost
$92,240/yrincome needed

About This Home

What an amazing opportunity! Nestled comfortably in one of Springfields oldest planned neighborhoods, historic Hawthorne Place is where you will find this classic American Foursquare duplex w/garage parking. In walking distance to Washington Park just south of downtown, this location provides quick access to I-55, downtown employers, & the medical district. There is no shortage of conveniences here! The beautifully maintained all brick construction offers long term peace of mind & w/2 units, each at ~1,500 sq ft, there is plenty of room to get comfortable. Showing a strong rental history of $3,200/mo, this is a truly sound investment. An easy to maintain yard is ideal for a rental investment property, & this one has it! The interior of the home has seen many updates, but still retains its authentic charm w/refinished true hardwood flooring, original custom built-ins, & radiant heat plus a wood burning fireplace. The Upper level received a beautiful facelift w/ fully renovated kitchen boasting new cabinets, granite counters, fixtures/hardware, custom tile backsplash & SS appliances, as well as a bathroom revamp w/newly tiled floors, new vanity, toilet & walk in shower. The main level is in great condition, but allows room for value add at minimal expense w/minor paint touchups that would go a long way! A Full basement offers great storage along w/unit-dedicated washers/dryers that convey with the home.The unfinished attic holds even more storage, or room to expand & grow!!

Getting Around

50
WalkingCar-Dependent
31
TransitSome Transit
60
BikeBikeable

Schools

6/10
Butler Elementary SchoolGrades K-50.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Rubber,Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Upper
  • Dimensions: 10ft 4in x 11ft 2in

Additional Room2

  • Level: Upper
  • Dimensions: 25ft 0in x 8ft 6in

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 15ft 0in x 9ft 3in

Bedroom2

  • Level: Main
  • Dimensions: 10ft 4in x 9ft 5in

Bedroom3

  • Level: Main
  • Dimensions: 10ft 4in x 11ft 2in

Bedroom4

  • Level: Upper
  • Dimensions: 10ft 4in x 9ft 1in

Bedroom5

  • Level: Upper
  • Dimensions: 10ft 4in x 9ft 3in

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Hot Water,Radiant

Interior Area

  • Total structure area: 2,796
  • Total interior livable area: 2,796 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 9in x 17ft 8in

Living Room

  • Level: Main
  • Dimensions: 12ft 1in x 17ft 1in

Main Level

  • Area: 1362

Other

  • Level: Main
  • Dimensions: 12ft 1in x 12ft 3in

Upper Level

  • Area: 1434

Property

Details

  • Parcel number: 2204.0128026

Features

  • Levels: Two
  • Patio & porch: Porch,Enclosed

Lot

  • Lot size: 7,740 sqft
  • Features: Level
  • Lot size dimensions: 45 x 172

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Earthquake
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$235$2,820
Property Taxes $441$5,292
Electricity $215$2,580
Total$2,306$27,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,062/yr
40% on housing$69,180/yr
45% on housing$61,493/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 62704$103
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62704$110
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$280,000
2023-12-20Listing removed--
2023-11-22Price change$1,250
2023-11-11Price change$1,200
2023-11-03Price change$1,300
2023-10-28Listed for rent$1,250
2020-02-22Listing removed$159,999
2020-02-22Listed for sale$159,999
2020-02-21Sold$150,000
2020-02-07Pending sale$159,999
2020-01-17Price change$159,999
2019-11-01Listed for sale$164,900

For Sale by Agent

AgentJoshua F Kruse
BrokerageThe Real Estate Group, Inc.

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