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208 E Ebony St, Thayer, IL, 62689

2beds
1baths
1,058sqft
$35,000
$33price/sqft
$446/moest. monthly cost
$17,840/yrincome needed

About This Home

INVESTORS SPECIAL! Located on a quiet street in Thayer. This bungalow offers 2 bedrooms, 1 full bath, a spacious backyard, detached garage and additional storage shed. Plenty of potential for investors, rental property buyers, or buyers looking to add their own personal touch! Property is being sold AS-IS. Don't miss this affordable investment opportunity!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

--
Auburn Elementary SchoolGrades PK-20.7 mi
8/10
2/10
Auburn High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 13ft 8in x 10ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 10ft 5in x 11ft 6in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Dimensions: 13ft 8in x 15ft 8in

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,058
  • Total interior livable area: 1,058 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 5in x 11ft 6in

Living Room

  • Level: Main
  • Dimensions: 15ft 8in x 15ft 4in

Main Level

  • Area: 1058

Property

Details

  • Parcel number: 34280456017

Lot

  • Lot size: 6,400 sqft
  • Features: Level
  • Lot size dimensions: 40 x 160

Parking

  • Total spaces: 1
  • Parking features: Detached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Earthquake

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$85$1,020
Property Taxes $55$660
Electricity $130$1,569
Total$446$5,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,291/yr
40% on housing$13,380/yr
45% on housing$11,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 62689$46
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62689$49
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Listed for sale$45,000
2001-10-31Sold$22,500

For Sale by Agent

AgentLisa A Haggerty
BrokerageKeller Williams Capital

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