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326 S Jefferson St, Huntington, IN, 46750

5beds
5baths
4,284sqft
$645,000
$151price/sqft
$4,791/moest. monthly cost
$191,640/yrincome needed

About This Home

**Cross-posted from Commercial MLS as it is being sold as an active Bed & Breakfast** A rare opportunity to own an award-winning, turnkey bed & breakfast in the heart of historic Huntington. Built in 1859 by Samuel H. Purviance, this exceptional 4,200-square-foot Italianate brick home blends timeless architectural elegance with the modern amenities and infrastructure needed to continue operating a successful hospitality business. The inn was honored with the 2025 Hoosier Hospitality Award, recognizing its outstanding guest experience and commitment to excellence. Rich in period craftsmanship, the home showcases original woodwork throughout, stunning 1892 hardwood floors, a magnificent solid cherry spiral staircase in the grand foyer, and a 42-inch solid wood front door with beveled leaded glass and original strap hinges. Designed for hospitality, the property features three spacious guest suites, each over 500 square feet with private or ensuite baths, plus a comfortable owner's suite complete with a private living area, bedroom, bath, and generous closet space. The remodeled kitchen (2015) is well-equipped with updated appliances, including a refrigerator, range, and microwave (2015), plus a newer dishwasher, washer, and dryer (2023). Major infrastructure updates provide peace of mind, including updated electrical and plumbing (2015), dual furnaces and central air systems with semiannual maintenance, dual inline 50-gallon water heaters (2016 and 2026), a Kinetico water softener system, and four fireplaces—three gas, one electric—all professionally maintained. Original windows have been carefully restored and protected with storm windows, while the exterior was professionally painted in 2015 in accordance with City of Huntington Historic Review Board and Indiana Landmarks, with paint specs on file. Outdoor amenities are equally impressive, featuring beautifully maintained landscaping and an arboretum planted in 2017 with mature fruit-bearing apple & peach trees, a rebuilt back porch (2021) with new ADA-accessible ramp (2025), cedar privacy fence (2018, stained in 2026), and a detached two-car garage with insulated workshop and attic storage (2015). Parking is exceptional for an inn or event property, offering three off-street parking areas with a total of 17 spaces. The main roof is being replaced with a new membrane roof Aug 2026, while additional roof sections have been replaced (back porch 2018, owner's suite 2011) and maintained.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Horace Mann ElementaryGrades K-51.5 mi
7/10
Riverview SchoolGrades 6-81.4 mi
6/10

Construction

Condition

  • Year built: 1859

Materials

  • Roof: Asphalt,Rubber
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 270

Features

  • Breakfast Bar,Bookcases,Ceiling-9+,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Guest Quarters,Kitchen Island,Natural Woodwork,Open Floorplan,Split Br Floor Plan,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Great Room
  • Window features: Storm Window(s),Window Treatments,Blinds,Shutters
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 4
  • Fireplace features: Living Room,1st Bdrm,2nd Bdrm,3rd Bdrm
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,284

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,124
  • Total interior livable area: 4,284 sqft

Kitchen

  • Level: Main
  • Area: 176

Living Room

  • Level: Main
  • Area: 420

Property

Accessibility

  • Accessibility features: ADA Features

Details

  • Parcel number: 350515400719.600005
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered
  • Fencing: Partial,Wood

Lot

  • Lot size: 0.52 Acres
  • Features: Historic Designation,0-2.9999,City/Town/Suburb,Historic District,Landscaped,Near Walking Trail
  • Lot size dimensions: 179x126

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Heated Garage,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$461$5,532
Property Taxes $677$8,124
Electricity $392$4,712
Total$4,791$57,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,262/yr
40% on housing$143,730/yr
45% on housing$127,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 46750$100
Huntington County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 46750$127
Huntington County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$645,000

For Sale by Agent

AgentPatrick Irick
BrokerageCENTURY 21 Bradley Realty, Inc

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