3903 Kentucky St, Gary, IN, 46409
About This Home
Welcome to this beautifully remodeled ranch home that perfectly blends modern style and everyday comfort. The main level features 3 spacious bedrooms and a full bathroom, along with an inviting open-concept layout designed for today's lifestyle. The bright living room featuring high ceilings flows seamlessly into the stunning kitchen, showcasing white cabinetry, elegant white quartz countertops, and a large peninsula that's perfect for casual dining, entertaining, or meal preparation. The fully finished basement expands the living space with a private primary suite featuring a walk-in closet and its own full bathroom, creating a comfortable retreat. You'll also find a generous family room ideal for relaxing, entertaining guests, or creating a recreation area, along with a spacious laundry room offering ample storage and convenience. With its thoughtful updates, modern high quality finishes, versatile floor plan, and ample parking space, this 1,728 sq. ft. move-in-ready home is a must-see for anyone seeking style, functionality, and plenty of living space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Other
Basement
- Has basement: Yes
- Basement: Daylight,Finished
Bedroom2
- Level: Main
- Area: 108
- Dimensions: 9.0 x 12.0
Bedroom3
- Level: Main
- Area: 90
- Dimensions: 9.0 x 10.0
Bedroom4
- Level: Main
- Area: 144
- Dimensions: 12.0 x 12.0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Basement
- Area: 220
- Dimensions: 11.0 x 20.0
Features
- Stone Counters
- Finished area above ground: 925
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,850
- Total interior livable area: 1,850 sqft
Kitchen
- Level: Main
- Area: 216
- Dimensions: 12.0 x 18.0
Living Room
- Level: Main
- Area: 192
- Dimensions: 12.0 x 16.0
Primary Bedroom
- Level: Basement
- Area: 196
- Dimensions: 14.0 x 14.0
Property
Details
- Parcel number: 450827254001000004
- Special condition: None
Features
- Levels: One
- Has view: Yes
- View description: City
Lot
- Lot size: 7,056 sqft
- Features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $325 | $3,900 |
| Property Taxes | $424 | $5,088 |
| Electricity | $184 | $2,212 |
| Total | $1,994 | $23,928 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $209,900 |
| 2026-07-31 | Listed for sale | $209,900 |
| 2026-07-03 | Pending sale | $209,900 |
| 2026-06-19 | Price change | $209,900 |
| 2026-06-13 | Listed for sale | $219,000 |
| 2024-05-14 | Sold | $14,000 |
| 2016-04-14 | Sold | $300 |
View on Zillow