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9160 W 106th Ave, Saint John, IN, 46373

5beds
4baths
3,294sqft
$675,000
$205price/sqft
$4,379/moest. monthly cost
$175,160/yrincome needed

About This Home

Welcome home to one of The Gates' most unforgettable properties, where timeless Craftsman design, bespoke selections, and resort-style outdoor living come together on a beautifully positioned .26-acre homesite backing to a tranquil pond and neighboring greenspace. A stunning 30 ft. covered porch welcomes you inside to rich hand-scraped hardwood floors and a warm living room centered around a gas fireplace. The beautifully designed kitchen features luxury stone countertops, SS appliances, a timeless glass tile backsplash, walk-in pantry, and dining area. A charming powder room and mudroom with custom built-in lockers complete the main level. Specialty trim and casing throughout adds subtle touches, setting this home apart from average. Upstairs, you'll find four bedrooms, a full bath, and a sun-filled sitting and library area. The primary suite offers two bespoke walk-in closets and a spa-inspired bath with a tiled walk-in shower. The oversized second bedroom is a true showpiece with soaring ceilings, built-in workstations, walk-in closets, abundant windows, and endless flexibility as a bedroom, recreation room, or creative space. The finished basement expands your living space with a cozy rec room, 5th bedroom, beautifully tiled 3/4 bath perfect for weekend guests, and oversized laundry room with abundant storage. The backyard will be your oasis, where you can swim into the fall in the heated in-ground pool with fountains (only 4 years old). The expansive 850 sq. ft. patio area is designed for entertaining and leisure, and will surely make your home the place to be. The finished and heated 702 sq ft. garage offers a 2 car tandem depth and soaring ceilings--perfect for hobbies, or car enthusiasts. Additional amenities include full-yard irrigation, underground invisible pet fence, and designer window treatments. This is more than a home--it's a lifestyle, offering exceptional craftsmanship, thoughtful customization, and one of the most desirable settings in The Gate

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
6/10
7/10

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Microwave,Gas Water Heater,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Finished

Bedroom2

  • Level: Upper
  • Area: 118.72
  • Dimensions: 11.2 x 10.6

Bedroom3

  • Level: Upper
  • Area: 113.12
  • Dimensions: 10.1 x 11.2

Bedroom4

  • Level: Upper
  • Area: 259.29
  • Dimensions: 12.9 x 20.1

Bedroom5

  • Level: Basement
  • Area: 124.43
  • Dimensions: 11.11 x 11.2

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 107.76
  • Dimensions: 11.11 x 9.7

Features

  • Entrance Foyer,Walk-In Closet(s),Stone Counters,Pantry,His and Hers Closets
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,430

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 3,294
  • Total interior livable area: 3,294 sqft

Kitchen

  • Level: Main
  • Area: 178.82
  • Dimensions: 11.1 x 16.11

Laundry

  • Level: Basement
  • Area: 105.82
  • Dimensions: 14.11 x 7.5

Living Room

  • Level: Main
  • Area: 315.63
  • Dimensions: 18.9 x 16.7

Other

  • Level: Upper
  • Area: 102.72
  • Dimensions: 10.7 x 9.6

Other

  • Level: Basement
  • Area: 196.43
  • Dimensions: 13.0 x 15.11

Pantry

  • Level: Main
  • Area: 23.78
  • Dimensions: 4.1 x 5.8

Primary Bedroom

  • Level: Upper
  • Area: 151.09
  • Dimensions: 11.11 x 13.6

Property

Details

  • Parcel number: 451503327006000015
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Covered,Patio
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Landscaped

Parking

  • Total spaces: 2.5
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$200$2,400
Property Taxes $465$5,580
Electricity $301$3,623
Total$4,379$52,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,137/yr
40% on housing$131,370/yr
45% on housing$116,773/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$216
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$675,000
2026-08-08Listed for sale$675,000
2026-08-08Pending sale$675,000
2026-08-01Listed for sale$675,000
2024-09-04Sold$548,750
2024-07-16Listed for sale$569,900
2015-05-29Listing removed$375,900
2014-11-01Listed for sale$375,900

For Sale by Agent

AgentBrooke Metz
BrokerageRealty Executives Premier

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