1858 Indian Creek Rd, Hillsboro, KY, 41049
About This Home
?? Spacious Country Living Just Minutes from Town! ?? Welcome to your dream home nestled on 9.52 beautiful acres, offering the perfect blend of privacy and convenience—just 13 minutes from Morehead and 20 minutes from Flemingsburg. This well-maintained home features 4 spacious bedrooms and 2.5 bathrooms, giving you plenty of room to spread out and enjoy. Inside, you’ll love the new red oak hardwood flooring paired with ceramic tile, creating a warm and stylish feel throughout. The kitchen is ready for everyday living and entertaining with stainless steel appliances and beautiful granite countertops, offering both durability and style. A dedicated laundry room adds everyday convenience. Step outside and take in the peaceful surroundings from the inviting wrap-around porch—perfect for morning coffee or evening relaxation. The property also includes an attached car garage plus a detached garage, providing ample storage and workspace. Cool off in the above-ground pool and enjoy the wide-open space that makes this property ideal for outdoor living, hobbies, or simply soaking in the quiet countryside.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Concrete Block
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/4 bathrooms: 1
Features
- Flooring: Tile,Hardwood
Heating & Cooling
- Heating features: Heat pump
- Cooling features: Central
Interior Area
- Total interior livable area: 3,612 sqft
Property
Details
- Parcel number: 103000002801
Features
- Exterior features: Wood
Lot
- Lot size: 9.51 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $349 | $4,188 |
| Property Taxes | $367 | $4,404 |
| Electricity | $285 | $3,422 |
| Total | $3,124 | $37,488 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $425,000 |
| 2014-09-12 | Sold | $175,000 |
| 2014-06-18 | Pending sale | $179,900 |
| 2014-05-23 | Listed for sale | $179,900 |
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