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672 Whickerville Rd, Hardyville, KY, 42746

3beds
2baths
1,296sqft
$162,200
$125price/sqft
$1,107/moest. monthly cost
$44,280/yrincome needed

About This Home

Buyers Financing Fell Through! This one's the "skip the weekend projects" kind of home. A well-maintained doublewide with an open layout, good natural light, and a kitchen that actually has room to work. Fresh paint and new vinyl floors give it a clean look. Big-ticket updates are already handled, including newer HVAC. Out back you've got a nice sized yard to enjoy. Bonus: newer homes next door, so the neighborhood glow-up is already happening.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
7/10
Hart County High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 1150000023.00

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 0.71 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $820$9,840
Home Insurance *$126$1,512
Property Taxes $7$84
Electricity $154$1,850
Total$1,107$13,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,954/yr
40% on housing$33,210/yr
45% on housing$29,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 42746$178
Hart County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 42746
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Price change$162,200
2026-07-06Price change$167,200
2026-06-23Listed for sale$167,400
2026-05-10Pending sale$167,400
2026-03-17Price change$167,400
2026-02-10Price change$169,900
2026-01-15Listed for sale$175,000
2025-02-18Sold$142,900
2025-01-17Pending sale$139,900
2024-12-04Listed for sale$139,900
2012-03-15Sold$35,000

For Sale by Agent

AgentLavell Jackson
BrokerageRe/Max Five Star Properties

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