4103 Camargo Rd, Mount Sterling, KY, 40353
About This Home
Welcome to 4103 Camargo Rd., where charm, space, and convenience come together! This inviting 4-bedroom, 2-bath home offers plenty of room to spread out with a comfortable living room featuring a cozy fireplace, a dedicated dining room, a bright kitchen complete with classic white cabinetry, a welcoming foyer, and a spacious utility room. Over the years, the home has been thoughtfully updated while still preserving much of its original character and timeless appeal. Step outside to enjoy the covered front porch or relax on the rear covered deck overlooking the yard. You'll also appreciate the detached two-car garage and two large storage sheds, providing ample space for vehicles, hobbies, and extra storage. Conveniently located in the heart of Camargo, this home is within distance to local schools, shopping, and everyday amenities, making it an excellent place to call home. Don't miss your opportunity to make this charming property yours—schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Flooring: Laminate,Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,147
Foyer
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,147
- Total interior livable area: 2,147 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 0339002051.00
Features
- Levels: One and One Half
- Has view: Yes
- View description: Other
Lot
- Lot size: 0.50 Acres
Parking
- Total spaces: 2
- Parking features: Detached Garage,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $390 | $4,680 |
| Electricity | $169 | $2,034 |
| Total | $2,104 | $25,248 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $274,900 |
| 2025-04-16 | Sold | $256,500 |
| 2025-02-09 | Pending sale | $249,900 |
| 2025-02-06 | Listed for sale | $249,900 |
| 2024-12-26 | Listing removed | $239,900 |
| 2024-12-26 | Pending sale | $239,900 |
| 2024-12-08 | Price change | $239,900 |
| 2024-11-30 | Price change | $262,300 |
| 2024-11-20 | Price change | $262,400 |
| 2024-11-08 | Price change | $249,500 |
| 2024-10-12 | Price change | $249,900 |
| 2024-09-28 | Price change | $269,900 |
| 2024-09-19 | Price change | $279,900 |
| 2024-09-05 | Listed for sale | $289,900 |
| 2021-03-23 | Sold | $165,000 |
| 2021-01-24 | Pending sale | $159,000 |
| 2021-01-21 | Listed for sale | $159,000 |
| 2009-04-27 | Sold | $58,500 |
View on Zillow