




3308 Camargo Rd, Mount Sterling, KY, 40353
About This Home
Investment Opportunity - Victorian Revival with Renovation Potential 1960s Victorian Revival-style home featuring ornate woodwork and a dramatic curved staircase that highlights the timeless character of this spacious property. Offering 3,206 sq. ft. of living space, this two-story home showcases architectural details that reflect the elegance and craftsmanship of classic Victorian design. From the moment you enter, the eye-catching stairwell with its traditional curved geometry creates a striking focal point, complemented by vintage interior elements waiting to be revitalized. The home features 4 bedrooms with a primary bedroom conveniently located on the first floor, along with expansive living areas that provide excellent potential for renovation and reimagining. Much of the home's original charm and architectural character remain, offering the perfect canvas for an investor or renovation enthusiast to restore and enhance with modern updates. Key system updates include a metal roof, water heater approximately 3 years old, and gas furnace replaced approximately 6 years ago, providing a solid foundation for future improvements. With the right vision and creativity, this property has the potential to become a beautifully restored Victorian residence or a standout investment property. Property is being sold AS-IS. Home will not qualify for traditional financing. CASH Buyers Only. looked up closing and active properties from 2025 to present with results as follows: CASH Buyers Only.-The kitchen has been partially demoed with cabinets and fixtures already removed, providing a blank slate for your custom design kitchen. NOTE* researched minimal updated upto renovated -comparable in downtown Mt Sterling with price per sq ft range from Close Properties from 2025- 2026 ranging cost per square foot from $84.00- $120.00 with homes with limited upgrades to major Renovation, When calculating 3308 Camargo Dr. with 3206 Sq ft. Utilizing this information to calculate potential value post rehab, The closed prices range $269,000. to $384,720. The Active for-sale properties range from $110. to $153. per sq ft = calculated at 3206 sq ft - ranging lowest to highest $352,000 to $490,000. calculation (3206 Sq ft living space in 3308 Camargo Dr
Getting Around
Schools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Interior Entry,Sump Pump,Unfinished
Bathroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Entrance Foyer
- Flooring: Hardwood,Laminate
- Number of fireplaces: 3
- Fireplace features: Great Room,Living Room,Master Bedroom
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,206
Foyer
- Level: First
Great Room
- Level: First
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Electric
Interior Area
- Total structure area: 3,206
- Total interior livable area: 3,206 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 0339001002.00
Features
- Levels: Two
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.60 Acres
- Features: Few Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $464 | $5,568 |
| Home Insurance * | $51 | $612 |
| Property Taxes | $117 | $1,404 |
| Electricity | $253 | $3,038 |
| Total | $885 | $10,620 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $97,000 |
| 2026-03-28 | Price change | $99,900 |
| 2026-03-13 | Price change | $109,000 |
| 2026-03-06 | Listed for sale | $115,000 |
| 2025-03-03 | Sold | $75,000 |
| 2025-01-31 | Pending sale | $79,900 |
| 2025-01-29 | Price change | $79,900 |
| 2024-09-22 | Pending sale | $60,000 |
| 2024-09-19 | Listed for sale | $60,000 |
| 2024-03-20 | Pending sale | $60,000 |
| 2024-02-10 | Contingent | $60,000 |
| 2024-02-05 | Listed for sale | $60,000 |
| 2022-11-21 | Listing removed | $65,000 |
| 2022-11-16 | Price change | $65,000 |
| 2022-11-09 | Price change | $70,000 |
| 2022-11-02 | Price change | $72,000 |
| 2022-10-26 | Price change | $75,000 |
| 2022-10-20 | Price change | $78,000 |
| 2022-10-12 | Price change | $79,900 |
| 2022-10-06 | Price change | $84,900 |
| 2022-09-28 | Price change | $89,900 |
| 2022-09-22 | Price change | $94,900 |
| 2022-09-14 | Price change | $99,000 |
| 2022-08-17 | Listed for sale | $109,900 |
| 2020-04-01 | Sold | $57,800 |
| 2020-02-16 | Pending sale | $72,500 |
