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212 W Beall Ave, Bardstown, KY, 40004

2beds
1baths
838sqft
$449,900
$537price/sqft
$2,750/moest. monthly cost
$110,000/yrincome needed

About This Home

Available now is a rare opportunity to own a 1913 historic cottage in downtown Bardstown. Blending timeless character with modern updates, this move-in-ready home is ideally located within walking distance of downtown shopping, restaurants, and local attractions, including the Bardstown Bourbon Festival, Arts & Crafts Festival, and the future aquatic center. Nestled on a quiet, mature street, the cottage welcomes you with fresh paint throughout, stylish new light fixtures, and brand-new appliances that provide a clean, updated feel while preserving the home’s historic charm. It is important to note that the cottage is not located in the historical district. Enjoy relaxing mornings on the covered front porch or spend your evenings unwinding under the backyard pergola — perfect for entertaining. The property also features a 1.5 car garage. Offering comfort, convenience, and character in one of Bardstown’s most desirable locations, this unique cottage won’t last long. Schedule your showing today!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
Bardstown Primary SchoolGrades K-10.7 mi
5/10
Bardstown Middle SchoolGrades 6-80.2 mi
7/10
Bardstown High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 838 sqft

Property

Details

  • Parcel number: 45NE028009

Features

  • Exterior features: Other

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$242$2,904
Property Taxes $80$960
Electricity $154$1,850
Total$2,750$33,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,285/yr
40% on housing$82,500/yr
45% on housing$73,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$537This listing

vs Other Active Listings

Avg $/sqft

ZIP 40004$178
Nelson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 40004$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$425,000
2026-07-29Price change$449,900
2026-07-10Listed for sale$475,000
2026-07-10Listing removed$2,500
2026-06-29Price change$2,500
2026-06-13Price change$2,750
2026-05-21Listed for rent$3,000
2021-07-12Sold$230,000
2016-10-12Sold$80,000
2007-04-26Sold$75,000

For Sale by Owner

AgentProperty Owner

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