212 Sterling Ave, Mount Sterling, KY, 40353
About This Home
Welcome to this one-owner brick ranch located on the highly sought-after Sterling Ave, where timeless charm meets spacious, functional living. Boasting nearly 2,700 square feet, this beautifully maintained home offers room for everyone with a large living room featuring a gas fireplace, a dining area just off the kitchen, and a well-appointed kitchen with tile backsplash. A cozy den with built-ins and a fireplace provides the perfect retreat, while the expansive all-season Florida room, filled with natural light and finished with tile flooring, is ideal for year-round enjoyment. The generous primary suite includes a spacious bathroom with a walk-in shower and double vanity, complemented by two additional bedrooms and a full bath. An unfinished basement offers endless possibilities for storage or future expansion, along with the convenience of an attached carport. Located in the heart of downtown Mt. Sterling with easy access to local attractions and I-64, this home truly has it all—space, character, and an unbeatable location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level
Basement
- Has basement: Yes
- Basement: Sump Pump,Unfinished
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
Dining Room
- Level: First
Features
- Entrance Foyer
- Door features: Storm Door(s)
- Window features: Blinds
- Flooring: Carpet,Hardwood,Other,Tile
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,642
Foyer
- Level: First
Great Room
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,642
- Total interior livable area: 2,642 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: 23M2010005.00
Features
- Levels: One
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 10,454 sqft
- Features: Landscaped,Many Trees
Parking
- Total spaces: 1
- Parking features: Attached Carport,Driveway,Off Street
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,562 | $18,744 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $167 | $2,004 |
| Electricity | $208 | $2,503 |
| Total | $2,111 | $25,332 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $339,500 |
| 2026-01-06 | Listing removed | $300,000 |
| 2026-01-01 | Listed for sale | $300,000 |
| 2025-12-15 | Pending sale | $300,000 |
| 2025-11-05 | Price change | $300,000 |
| 2025-10-25 | Listed for sale | $325,000 |
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