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260 Durbin Ln, Coxs Creek, KY, 40013

3beds
3baths
2,852sqft
$640,000
$224price/sqft
$4,104/moest. monthly cost
$164,160/yrincome needed

About This Home

Welcome to 260 Durbin Ln — 11.27 acres in highly-desirable Coxs Creek, known for its unbeatable commute to Louisville. This brick ranch walkout offers 2,687 total finished sq ft with 3 bedrooms, 3 full baths, and a finished basement featuring one of the bedrooms and bathroom, wet bar/kitchenette, and a cozy living area with direct access to the lower patio. The property exceeds the 10-acre threshold for agricultural tax exemption eligibility, offering flexibility for livestock, crops, or hobby farming. Enjoy country privacy without sacrificing convenience to town, along with a newer roof and a large rear deck to take in the peaceful views. Completing the property is an impressive 2,890 sq ft shop, half heated with a half bath, tall shop doors and ceilings with its own 200 amp breaker - perfect for equipment storage, farm use, or workshop needs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
4/10
Bloomfield Middle SchoolGrades 6-812.1 mi
7/10
Thomas Nelson High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,413
  • Finished area above ground: 1,439

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,439
  • Total interior livable area: 2,852 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Basement

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 3100000090.02

Features

  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: None
  • Fencing: Partial,Farm

Lot

  • Lot size: 11.27 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Detached,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$354$4,248
Property Taxes $289$3,468
Electricity $225$2,702
Total$4,104$49,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,708/yr
40% on housing$123,120/yr
45% on housing$109,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 40013$151
Nelson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 40013$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-01Listed for sale$675,000

For Sale by Agent

AgentStephen T Curry
BrokerageColdwell Banker McMahan

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