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21 Clark Bottom Rd, London, KY, 40744

2beds
3baths
1,318.56sqft
$195,900
$149price/sqft
$1,361/moest. monthly cost
$54,440/yrincome needed

About This Home

Tucked away in the serene Kentucky countryside, this charming log home offers the peaceful lifestyle you've been looking for. Great potential as an Airbnb investment or vacation rental. All kitchen appliances, along with the washer and dryer, shall convey with the property. Just one mile from Lake Cumberland access and only minutes from Laurel Lake and nearby state parks, this property places outdoor adventure right at your doorstep with hiking trails, camping, fishing, and hunting all close by. The home has been thoughtfully cared for and showcases classic log cabin charm with hardwood floors, a wrap-around covered deck, and a spacious kitchen featuring abundant cabinet space. A loft-style bedroom adds character, while the finished basement provides an additional bedroom and living space. With three full bathrooms and an unrestricted, fully fenced property—perfect for pets—this home is ideal for those seeking privacy, nature, and mountain views. If you're seeking a peaceful retreat surrounded by trees and natural beauty, this property is a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Keavy Elementary SchoolGrades PK-510.1 mi
8/10
--
Mcdaniel Learning CenterGrades 9-1218.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: Lower

Bathroom3

  • Level: Second

Bedroom2

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: Lower

Dining Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Window features: Blinds,Screens
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Basement,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 556
  • Finished area above ground: 762

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,318
  • Total interior livable area: 1,318 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 1298000006.02

Features

  • Levels: Two
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Rural,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 0.61 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Landslide
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $990$11,880
Home Insurance *$141$1,692
Property Taxes $76$912
Electricity $154$1,850
Total$1,361$16,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,662/yr
40% on housing$40,830/yr
45% on housing$36,293/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 40744$103
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40744$153
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$199,900
2026-02-21Price change$209,000
2026-01-13Price change$214,000
2025-12-23Listed for sale$219,000
2025-02-03Sold$184,100
2025-01-02Contingent$189,900
2024-11-09Listed for sale$189,900
2021-03-24Listing removed--
2020-09-22Sold$125,000
2020-09-09Pending sale$134,900
2020-07-11Listed for sale$134,900
2020-02-17Listing removed$129,000
2020-01-17Price change$129,000
2020-01-14Price change$144,000
2020-01-10Price change$129,000
2019-10-01Price change$139,000
2019-09-22Price change$144,000
2019-09-14Price change$149,900
2019-06-23Listed for sale$154,900
2018-03-19Sold$91,000
2017-12-08Listed for sale$100,000
2015-10-20Sold$57,120
2015-09-23Pending sale$54,400
2015-09-19Price change$54,400
2015-09-01Listed for sale--
2012-09-05Sold$84,000

For Sale by Agent

AgentAlisha Burton
BrokerageCENTURY 21 Advantage Realty

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