2365 Hall Simpson Rd, Loretto, KY, 40037
About This Home
Experience the perfect blend of comfort, charm, and breathtaking scenery with this beautiful ranch-style home nestled on 20.64 acres of rolling countryside. From the moment you step inside, you'll be welcomed by a spacious kitchen and dining area featuring custom cabinetry, stunning granite countertops, and a large center island perfect for gathering and entertaining. The expansive great room is truly the heart of the home, showcasing vaulted ceilings with exposed wood beams, a magnificent floor-to-ceiling stone propane fireplace, and oversized windows that fill the space with natural light while framing the spectacular views. The generously sized primary bedroom offers a large walk-in closet and convenient access to a full bath shared with the kitchen area. On the opposite side of the home, you'll find an additional spacious bedroom and a dedicated laundry room. The finished basement, complete with its own exterior entrance, provides even more living and entertaining space. Currently set up with a pool table, this area also includes a half bath and two storage closets. Outside, the property continues to impress with a detached garage offering ample storage, an additional outbuilding with extra storage space and a covered carport, plus a relaxing concrete patio off the back of the home. A newly built deck and above-ground pool create the perfect setup for unforgettable summer days. With panoramic views stretching across nearly 21 picturesque acres, this property offers endless opportunities for outdoor living, gardening, hobby farming, and raising chickens — your own private slice of paradise awaits.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Crawl Space,Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Level: Basement
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 432
- Finished area above ground: 1,420
Full Bathroom
- Level: First
Great Room
- Level: First
Half Bathroom
- Level: Basement
Heating & Cooling
- Heating features: Electric,Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,420
- Total interior livable area: 1,852 sqft
Kitchen
- Level: First
Laundry
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 5700000104.01
Features
- Stories: 1
- Patio & porch: Patio
- Fencing: None
Lot
- Lot size: 20.64 Acres
- Features: Cleared,Wooded
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $324 | $3,888 |
| Electricity | $154 | $1,850 |
| Total | $2,634 | $31,608 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $385,000 |
| 2026-06-08 | Price change | $389,000 |
| 2026-05-20 | Listed for sale | $398,000 |
| 2023-02-23 | Listing removed | -- |
| 2023-02-17 | Listed for sale | $330,000 |
| 2023-02-13 | Pending sale | $330,000 |
| 2023-02-10 | Price change | $330,000 |
| 2023-01-28 | Listed for sale | $335,000 |
| 2018-10-16 | Sold | $183,900 |
| 2018-09-04 | Listed for sale | $183,900 |
| 2013-06-03 | Sold | $24,000 |
View on Zillow