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56 Windy Acres Dr, West Liberty, KY, 41472

4beds
3baths
3,288sqft
$449,900
$137price/sqft
$3,148/moest. monthly cost
$125,920/yrincome needed

About This Home

EXTREMELY APPEALING CUSTOM BUILT HOME! This 4 bedroom, 3 bath home offers 3288 sq. ft, 1.45 acres lot - Owner has installed new drainage system, generic, poured new driveway, updated kitchen, added an all season room, painted and added two storage buildings and located within minutes of downtown and hospital. Call for a Viewing MLS# 125229

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
3/10
Morgan County High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas,Microwave,Refrigerator,Stove

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 1st Floor Bedroom,Cathedral Ceiling(s),Ceiling Fan(s),Den/Office,Walk-In Closet(s),Kitchen Island
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,288

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,288
  • Total interior livable area: 3,288 sqft

Property

Details

  • Parcel number: 087010001000
  • Zoning: None

Features

  • Patio & porch: Front Covered,Front Porch
  • Exterior features: Garden

Lot

  • Lot size: 1.45 Acres
  • Lot size dimensions: 1.45

Parking

  • Total spaces: 2
  • Parking features: Asphalt,2 Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$296$3,552
Property Taxes $319$3,828
Electricity $259$3,115
Total$3,148$37,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,931/yr
40% on housing$94,440/yr
45% on housing$83,946/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 41472$128
Morgan County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 41472
Morgan County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Listed for sale$449,900
2026-01-06Listing removed$449,900
2025-09-17Price change$449,900
2025-07-29Listed for sale$475,000
2019-06-14Sold$210,000
2019-05-25Pending sale$225,000
2018-08-21Price change$225,000
2018-07-04Listed for sale$235,000
2018-01-01Listing removed$234,900
2017-02-06Listed for sale$234,900
2011-09-09Sold$15,000

For Sale by Agent

AgentTeresa Preston
BrokerageBetter Homes & Gardens Real Estate-Redd, Brown & Williams

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