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1011 Pembrooke Dr, Bardstown, KY, 40004

5beds
4baths
2,900sqft
$520,000
$179price/sqft
$3,599/moest. monthly cost
$143,960/yrincome needed

About This Home

Welcome to this beautifully remodeled 5-bedroom, 3-bath home nestled on .69 serene acres with the perfect blend of comfort, space, and modern updates. From the moment you arrive, you'll appreciate the attention to detail and pride of ownership throughout. The home features a stunning main floor living room with a beautiful stone fireplace, creating a warm and inviting focal point, while the second-floor living room overlooks the peaceful backyard oasis and offers the perfect place to relax or entertain. Inside, you'll also love the spacious walk-in primary closet and large walk-in pantry that provide exceptional storage and convenience. Step outside to enjoy the stamped concrete back patio, above-ground pool, additional storage building, and a large detached brick building complete with its own bathroom, ideal for a workshop, entertaining space, home business, or extra storage. With a durable metal roof and extensive upgrades throughout, this move-in ready property has been thoughtfully updated and is truly ready for its new owners. All appliances will not remain, but sellers will give a credit of $3,000 towards appliances at closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Nelson County High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Second

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,900

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 7000000093.31

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Privacy

Lot

  • Lot size: 0.69 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Detached,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$280$3,360
Property Taxes $461$5,532
Electricity $229$2,748
Total$3,599$43,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,394/yr
40% on housing$107,970/yr
45% on housing$95,973/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 40004$179
Nelson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 40004$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$520,000
2026-08-03Price change$520,000
2026-07-22Price change$529,900
2026-07-06Price change$539,900
2026-06-12Price change$549,900
2026-06-01Listed for sale$555,500
2026-05-22Contingent$555,500
2026-05-17Listed for sale$555,500
2010-05-17Sold$154,900
2009-09-22Sold$24,400

For Sale by Agent

AgentBailey R Mashburn
BrokerageArea One Realty, LLC

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