410 W High St, Mount Sterling, KY, 40353
About This Home
Elegant 1900's Victorian Era Home located in the Historic District of Mt. Sterling. This home has over 3000 sq. ft. offering 4 or 5 bedrooms, 5 gorgeous fireplaces, leaded glass interior doors, beautiful, original hardwood flooring, amenities abound with details you want in an older home. 3-car attached garage with lots of storage and stamped concrete driveway. Home is situated on over an acre of beautiful treed lot in the heart of downtown Mt. Sterling. A RARE Find, Make your appt. TODAY!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1907
Materials
- Foundation: Block,Stone
- Roof: Dimensional Style,Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Range
- Laundry features: Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Insulated Windows
- Flooring: Ceramic Tile,Hardwood,Wood
- Number of fireplaces: 5
- Fireplace features: Dining Room,Family Room,Living Room,Master Bedroom,Ventless,Den
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,000
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Zoned
- Cooling features: Central Air,Ceiling Fan(s),Multi Units,Zoned
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Kitchen
- Level: First
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 23M3013012.00
Features
- Levels: Two
- Fencing: Privacy,Wood
- Has view: Yes
- View description: Trees/Woods,Neighborhood,Other
Lot
- Lot size: 1.17 Acres
- Features: Landscaped,Secluded,Few Trees
Parking
- Total spaces: 3
- Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,613 | $19,356 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $263 | $3,156 |
| Electricity | $236 | $2,842 |
| Total | $2,292 | $27,504 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $349,900 |
| 2026-03-14 | Listed for sale | $379,900 |
| 2012-10-03 | Sold | $195,000 |
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