181 Little Arthur Ridge Rd, East Bernstadt, KY, 40729
About This Home
Check out this level 7-acre farm tract with a modern farmhouse! Perfect for those looking to expand in the future or enjoy multigenerational living now. This country home features 2 spacious bedrooms, 2 baths, a living room, and an additional family room, plus a poured concrete walkout basement for potential more living area. The home has seen plenty of new updates, including a 2021 addition and upgrades like HVAC, water heater, doors, windows, siding, and insulation. Outside, there's ample road frontage for another home, with sellers noting an extra septic system and no restrictions—making this property a rare find in Laurel County! Don't wait—book your farm tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Foundation: Block,Concrete Perimeter
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Range,Vented Exhaust Fan
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Concrete,Sump Pump,Unfinished,Walk-Out Access,Walk-Up Access
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: First
Features
- Breakfast Bar,Eat-in Kitchen,Ceiling Fan(s)
- Window features: Blinds
- Flooring: Laminate,Tile,Wood
- Finished area below ground: 0
- Finished area above ground: 1,482
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 1,482
- Total interior livable area: 1,482 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0.260000090.00
Features
- Levels: One and One Half
- Has view: Yes
- View description: Rural,Trees/Woods,Neighborhood
- Horses can be raised: Yes
Lot
- Lot size: 7 Acres
- Features: Wooded
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,283 | $15,396 |
| Home Insurance * | $212 | $2,544 |
| Property Taxes | $194 | $2,328 |
| Electricity | $154 | $1,850 |
| Total | $1,843 | $22,116 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Price change | $253,900 |
| 2026-06-24 | Price change | $258,900 |
| 2026-05-16 | Listed for sale | $259,000 |
| 2026-02-10 | Listing removed | $264,900 |
| 2025-09-19 | Price change | $264,900 |
| 2025-07-31 | Listed for sale | $275,000 |
| 2015-07-07 | Sold | $35,000 |
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