215 W Main St, Mount Sterling, KY, 40353
About This Home
Absolutely charming 1500 SqFt, 2BR, 1BA home conveniently located close to Downtown Mount Sterling. This Home opens up to a large foyer, followed by a spacious living room and has two large bedrooms, original hardwood floors, natural gas logs in the fireplace, and nice private backyard with a deck. LOTS OF CHARACTER AND FULL OF CHARM! The home also has brand new vinyl siding.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Range
- Laundry features: Electric Dryer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Ceiling Fan(s)
- Flooring: Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,500
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 23M6004019.00
Features
- Levels: One
- Fencing: Chain Link
Lot
- Lot size: 6,969 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $164 | $1,968 |
| Electricity | $154 | $1,850 |
| Total | $1,436 | $17,232 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Price change | $215,000 |
| 2026-03-17 | Listed for sale | $230,000 |
| 2025-06-28 | Listing removed | $1,500 |
| 2025-06-18 | Listed for rent | $1,500 |
| 2025-05-24 | Listing removed | $1,500 |
| 2025-05-20 | Listed for rent | $1,500 |
| 2024-04-27 | Listing removed | -- |
| 2024-04-01 | Listed for rent | $1,500 |
| 2023-09-01 | Sold | $92,500 |
| 2023-07-28 | Contingent | $104,900 |
| 2023-07-21 | Listed for sale | $104,900 |
| 2021-04-05 | Sold | $91,000 |
| 2021-01-01 | Pending sale | $89,900 |
| 2020-12-26 | Listed for sale | $89,900 |
| 2019-09-27 | Listing removed | $85,900 |
| 2019-09-01 | Pending sale | $85,900 |
| 2019-08-22 | Listed for sale | $85,900 |
| 2019-07-11 | Pending sale | $85,900 |
| 2019-05-09 | Price change | $85,900 |
| 2019-02-28 | Listed for sale | $89,900 |
| 2018-08-03 | Listing removed | $87,000 |
| 2018-06-14 | Listed for sale | $87,000 |
| 2018-06-06 | Pending sale | $87,000 |
| 2018-05-22 | Price change | $87,000 |
| 2018-02-19 | Listed for sale | $92,000 |
| 2013-11-29 | Sold | $87,000 |
| 2012-05-24 | Sold | $89,500 |
| 2007-11-26 | Sold | $83,000 |
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