114 Estill St, Mount Sterling, KY, 40353
About This Home
Brick ranch offering 2 bedrooms, 1 full bath, and a spacious bonus room with endless possibilities. Whether you need a home office, nursery, hobby room, or additional sleeping space, you'll appreciate the flexibility this extra room provides. Hardwood floors, a separate formal dining room, and a layout that just makes sense give this home plenty of appeal. Step out back to the covered patio, perfect for relaxing or entertaining, and enjoy the convenience of two private parking spaces with alley access. Located just a 10-12 minute walk from downtown Mt. Sterling shops, restaurants, and local favorites, you'll love the convenience of being close to everything while enjoying the charm of small-town living. Plus, I-64 is only about a 5-minute drive away, making commuting a breeze. Whether you're a first-time home buyer, downsizing, or looking for a great investment opportunity, this home is full of potential and ready for its next chapter.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Level: First
Dining Room
- Level: First
Features
- Ceiling Fan(s)
- Window features: Blinds
- Flooring: Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room,Masonry
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,284
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,284
- Total interior livable area: 1,284 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 23M5019034.00
Features
- Levels: One
- Fencing: None
Lot
- Lot size: 6,094 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $136 | $1,632 |
| Electricity | $154 | $1,850 |
| Total | $1,217 | $14,604 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Contingent | $165,000 |
| 2026-07-24 | Price change | $165,000 |
| 2026-06-29 | Listed for sale | $170,000 |
| 2021-05-21 | Sold | $93,000 |
| 2021-05-05 | Pending sale | $89,500 |
| 2021-04-30 | Contingent | $89,500 |
| 2021-04-27 | Listed for sale | $89,500 |
| 2000-02-01 | Sold | $50,000 |
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