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783 Western Ridge Road, Palermo, ME, 04354

3beds
2baths
1,680sqft
$399,900
$238price/sqft
$2,795/moest. monthly cost
$111,800/yrincome needed

About This Home

Country charm meets everyday comfort! Built in 2009, this beautifully maintained 3 bedroom, 2 full bath ranch is perfectly situated on 1.1 picturesque acres. Surrounded by mature trees and a beautiful lawn, this property offers the peace of country living while providing plenty of space to relax, entertain, or simply enjoy the outdoors. Designed for comfortable one floor living, the home features radiant floor heat throughout both the house and the attached 2 car garage. The spacious mudroom/laundry room offers abundant storage and its own entrance leading directly to the backyard...perfect for busy households and Maine living. At the heart of the home is an inviting, open concept kitchen that's made for gathering. Complete with a large center island featuring storage on both sides, abundant cabinetry, and a commercial-style range hood, it's a space that's as functional as it is welcoming. The kitchen flows seamlessly into the dining and living areas, creating the perfect setting for everyday living and entertaining. The generous primary suite offers a large walk in closet and private ensuite bath, while two additional bedrooms and a second full bath provide plenty of room for family, guests, or a home office. Located in a desirable school district and offering the convenience of single level living, this home combines thoughtful design, modern comfort, and a beautiful setting you'll be proud to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Gas Range,Refrigerator

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Window features: Double Pane Windows
  • Flooring: Tile,Wood,Slate
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: PALEMR4L4
  • Zoning: RES

Lot

  • Lot size: 1.10 Acres
  • Features: Other,Level,Open Lot,Wooded

Parking

  • Total spaces: 2
  • Parking features: Paved,5 - 10 Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $151$1,812
Property Taxes $378$4,536
Electricity $244$2,930
Total$2,795$33,540

Income You'd Need if You Spent...

35% on housing$95,828/yr
40% on housing$83,850/yr
45% on housing$74,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 04354$302
Waldo County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 04354
Waldo County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$399,900

For Sale by Agent

AgentDawn Ham
BrokerageIntegrity Homes Real Estate Group, PC

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