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403 Front St, Vaiden, MS, 39176

2beds
1baths
900sqft
$130,000
$144price/sqft
$1,095/moest. monthly cost
$43,800/yrincome needed

About This Home

2 bedroom 1 bath cottage on 5.92 acres, perfect for anyone looking for simple country living w/ useable land, minutes to I-55, close to Winona and Attala County . This is a horse friendly property, built on raised cinderblocks with plenty of room to build on. There is a car port underneath to park 2 cars. Central air and gas heat. A utility room on bottom level for washer/ dryer/freezer and shelves for storage. There are outer buildings for storage, a 3 stall barn with a 4th open stall. There is a large chicken coop and 2 fenced pastures ready for horses or livestock. This place just needs someone's love and attention to make adorable. Perfect for a small family, young couple or as an investment property, weekend getaway or small homestead. Plenty of room for gardening, recreation or expansion. Currently being rented so I can show it by appointment only. 985-285-0223. Motivated seller, cash offers take precedence, sold as is. *located in the Sumner Grant region for those college minded.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
Marshall Elementary SchoolGrades PK-515.8 mi
4/10
J Z George High SchoolGrades 6-1216.2 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Interior Area

  • Total interior livable area: 900 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Drought
Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters in Carroll County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$191$2,292
Property Taxes $55$660
Electricity $192$2,304
Total$1,095$13,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,542/yr
40% on housing$32,850/yr
45% on housing$29,200/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -20.3%
-20.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 39176$101
Carroll County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 39176$71
Carroll County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Listed for sale$140,000
2026-01-24Listing removed--
2025-11-17Listed for sale$115,000

For Sale by Owner

AgentJulia H

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