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188 County Road 406, Greenwood, MS, 38930

5beds
4baths
3,109sqft
$390,000
$125price/sqft
$3,115/moest. monthly cost
$124,600/yrincome needed

About This Home

Nestled among towering hardwoods and surrounded by the beauty of nature, this stunning 5-bedroom, 3.5-bath residence offers the perfect combination of Southern charm, modern updates, and peaceful country living. Situated on 3.4 private acres, this exceptional property provides a serene retreat while remaining just minutes from Greenwood and Carrollton. A grand columned entrance welcomes you home, showcasing classic architecture and impressive curb appeal. The exterior has been completely renovated with premium Hardie® board siding, providing both timeless beauty and lasting durability. Mature landscaping, expansive green space, and a picturesque wooded backdrop create a setting that feels both private and inviting. Inside, you'll find spacious living areas, generously sized bedrooms, and 3.5 bathrooms designed to accommodate both everyday living and entertaining. Large windows throughout the home fill the interior with natural light and offer peaceful views of the surrounding landscape. Whether you're enjoying a quiet morning coffee, hosting family gatherings, or simply taking in the beauty of your acreage, this property offers the space and tranquility you've been searching for. Property Features • 5 Bedrooms, 3.5 Bathrooms • 3.4 Acres of Beautifully Wooded Privacy • Completely Updated Hardie® Board Exterior • Classic Southern Architecture with Grand Columns • Spacious Floor Plan with Abundant Natural Light • Mature Trees and Lush Landscaping • 10 Minutes to Greenwood, MS • 10 Minutes to Carrollton, MS • Move-In Ready Rarely does a property combine this level of privacy, character, and convenience. Experience the charm of country living with easy access to shopping, dining, schools, and amenities. Schedule your private showing today and discover all this remarkable home has to offer. ?????

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
--

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total interior livable area: 3,109 sqft

Property

Details

  • Parcel number: 071130010012

Features

  • Exterior features: Wood

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hurricane

FEMA Declared Disasters in Carroll County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$689$8,268
Property Taxes $165$1,980
Electricity $289$3,469
Total$3,115$37,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,800/yr
40% on housing$93,450/yr
45% on housing$83,066/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -20.3%
-20.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 38930$80
Carroll County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 38930$72
Carroll County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-22Listed for sale$390,000

For Sale by Owner

AgentProperty Owner

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