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206 Northpointe Blvd, Oxford, MS, 38655

4beds
3baths
2,447sqft
$475,000
$194price/sqft
$3,044/moest. monthly cost
$121,760/yrincome needed

About This Home

Open your front door to a wonderful community! This charming 3-bedroom, 2.5-bath home features a wraparound porch, sunroom, and a flexible 4th bedroom on the main floor—currently used as a spacious home office. With tall windows, an updated kitchen, and a private courtyard to enjoy, it's the perfect retreat for retirees, young professionals, or weekenders. Upstairs, you'll find three bedrooms plus additional floored attic space, making this well-maintained cottage a true gem with plenty to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Oxford Elementary SchoolGrades 4-52.7 mi
7/10
9/10
Oxford High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Electric Range,Refrigerator,Stand Alone,Vented Exhaust Fan,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Solid Surface Countertops,Ceiling Fan(s)
  • Door features: French Doors
  • Window features: Aluminum Frames,Vinyl
  • Flooring: Carpet,Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,447
  • Total interior livable area: 2,447 sqft

Property

Details

  • Parcel number: 132X0415900
  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$211$2,532
Property Taxes $205$2,460
Electricity $227$2,730
Total$3,044$36,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,365/yr
40% on housing$91,320/yr
45% on housing$81,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$255
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$485,000
2026-03-24Price change$490,000
2025-11-07Listed for sale$499,000
2023-04-14Sold--
2023-03-07Pending sale$389,000
2023-03-03Listed for sale$389,000
2023-03-01Listing removed--
2023-01-16Price change$389,000
2022-08-31Listed for sale$399,000
2021-10-29Listing removed--
2021-07-31Price change$389,000
2021-07-21Listed for sale$365,000
2021-02-26Listing removed--
2020-08-27Price change$339,500
2020-06-02Price change$355,000
2020-05-13Listed for sale$369,000

For Sale by Agent

AgentAlison Alger
BrokerageCannon Cleary McGraw

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