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510 Oak St, Wakefield, NE, 68784

3beds
3baths
0sqft
$220,000
--price/sqft
$1,726/moest. monthly cost
$69,040/yrincome needed

About This Home

A unique property for you that is on a corner lot with a semi private patio and back yard. Here is a 3 bedroom home with a former business attached to it. Let's tour the home first, notice the front porch is covered? We will step in the front door, to the living room that is carpeted and has a ceiling fan, along with a large east window that allows the morning sun to flow inside. Next is the dining area that has the same carpet. An eat-in Kitchen is next and has an updated wood floor. An Electric stove, refrigerator, and dishwasher are staying in the home. To the hallway, where we will see the Primary Bedroom has carpet, and updated ceiling fan; how about this closet? Next, continuing down the hall, is this large bathroom: tub & shower, stool, TWO sinks (yeah!), and a linen cupboard on each side of the sinks. In the second bedroom, there is a huge closet, crown molding and a newer ceiling fan. The third bedroom is carpeted, and has a ceiling fan. Now, to the basement: it has a family room with canned lights, an office, and in the utility room is a half bath, and laundry area. The back yard and covered patio are semi private. A former funeral home is attached to the south side of the home, and let's take a look at it now. The Chapel is carpeted, has canned lights, and a half-bath. Chapel size is approximately 24' wide by 49' long. French Doors open to the carpeted show room. The last room is a workroom/prep room that has kitchen cupboards. Now, for the luxury of an attached HEATED 3 car garage !

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
7/10
Wakefield High SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Asphalt
  • Construction materials: Masonry - Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Oven

Basement

  • Area: 1140

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Flooring: Carpet,Linoleum
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,640

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 000921500
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Covered Porch

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Drought
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance $210$2,520
Property Taxes $280$3,360
Electricity $124$1,493
Total$1,726$20,712

Income You'd Need if You Spent...

35% on housing$59,177/yr
40% on housing$51,780/yr
45% on housing$46,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 68784$138
Dixon County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 68784$124
Dixon County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Listed for sale$220,000
2026-01-16Listing removed$220,000
2025-08-01Listed for sale$220,000

For Sale by Agent

AgentPat Lunz
BrokeragePat Lunz Real Estate Broker

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