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18 Road 2842, Aztec, NM, 87410

3beds
3baths
2,076sqft
$490,000
$236price/sqft
$3,036/moest. monthly cost
$121,440/yrincome needed

About This Home

''Terra Firma'' Beautifully maintained Southwest-style stucco home, approximately 10 years old, situated on 0.75 acres just outside Aztec, NM, conveniently located within 30 minutes of both Farmington, NM and Durango, CO. This property combines modern efficiency, thoughtful design, and access to wide-open recreation. A standout feature is the substantial solar system, designed to offset energy costs by contributing power back to the grid, delivering long-term efficiency and savings. The home offers a well-designed split floorplan with soaring ceilings that create an open, airy feel throughout. The kitchen is both functional and stylish, featuring an island, abundant custom hardwood cabinetry including pantry-style storage, and a full suite of stainless and black stainless appliances, including a 5-burner gas range with griddle, microwave, dishwasher, and refrigerator. The adjacent dining area is enhanced by bay windows and direct access to the outdoor living space. The living room provides a comfortable gathering space with a ceiling fan and pellet stove, while a dedicated office adds flexibility. The primary suite is a true retreat, offering a bay window sitting area, private exterior access, and an expansive en suite bath complete with dual sinks, jetted soaking tub, two-person walk-in shower, private lavatory, and a generous walk-in closet. Two additional bedrooms each feature ceiling fans and share a well-appointed bathroom with a tiled tub surround. Recent updates include new carpet throughout, enhancing the home's move-in-ready appeal. Outdoor features include a covered back patio with ceiling fan, a low-maintenance yard, a metal storage shed, and dedicated RV parking with both water and electric hookups. An oversized, finished two-car garage adds additional functionality and storage. Located near approximately 65,000 acres of BLM land, this property offers exceptional access to outdoor recreation while maintaining the comfort of modern living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

5/10
5/10
2/10
Aztec High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range
  • Laundry features: Mud Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cth/Vlt Ceilings,Kitchen Island

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 2,076
  • Total interior livable area: 2,076 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Doors,Accessible Hallway(s),Roll-in Shower,Other Bath Mod,Handicap Parking,No Steps/No Stairs

Details

  • Parcel number: 2063181242237
  • Zoning description: None/County

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Gravel Landscaping
  • Fencing: Wood,Back
  • Horses can be raised: Yes

Lot

  • Lot size: 0.75 Acres

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Landslide
Wildfire

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$199$2,388
Property Taxes $212$2,544
Electricity $148$1,780
Total$3,036$36,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,091/yr
40% on housing$91,080/yr
45% on housing$80,960/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 87410$235
San Juan County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 87410$172
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$520,000
2026-05-03Listed for sale$545,000
2021-12-07Listing removed--
2021-10-27Listed for sale$390,000

For Sale by Agent

AgentAllen Elmore, EXP Realty, LLC
BrokerageEXP Realty, LLC

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