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1135 Ira Ward Ln, Gainesville, TX, 76240

2beds
2baths
1,140sqft
$160,000
$140price/sqft
$1,247/moest. monthly cost
$49,880/yrincome needed

About This Home

Nestled in a beautifully wooded and tranquil setting, this scenic hilltop property offers lovely views and a gradual slope leading down to the peaceful waters edge of Fish Creek. Just a short drive from Moss Lake, this hidden gem provides the perfect escape for nature lovers, fishing enthusiasts, or anyone seeking privacy and serenity. The property features a two bedroom, two bath mobile home complete with a workshop and carport. While the home is in need of repair, it presents a wonderful blank canvas for a handyman enthusiast or investor ready to bring their vision to life. Enjoy relaxing evenings from the walk-out deck overlooking mature trees, rolling terrain, and endless sunset views. Fish Creek offers great fishing, creekside fun, and a peaceful atmosphere that is hard to find. Whether you are looking for a weekend retreat, investment opportunity, or future homesite, this unique property is full of potential and natural beauty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Muenster High SchoolGrades 7-1210.0 mi

Construction

Materials

  • Foundation: Pillar/Post/Pier

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional,Detached
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Laundry features: Dryer Hookup,ElectricDryer Hookup

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Open Floorplan
  • Flooring: Carpet

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,140 sqft

Kitchen

  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Utility Room

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 12555
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Covered,Deck
  • Exterior features: Deck,Private Yard,Storage
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Creek,Waterfront
  • Residential vegetation: Grassed,Partially Wooded

Lot

  • Lot size: 1.19 Acres
  • Features: Acreage,Back Yard,Interior Lot,Lawn,Native Plants,Rolling Slope,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Covered,Carport,Driveway,Gravel,On Site,Open,Outside,RV Carport,Storage,Boat,RV Access/Parking
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$162$1,944
Property Taxes $38$456
Electricity $238$2,859
Total$1,247$14,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,754/yr
40% on housing$37,410/yr
45% on housing$33,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$206
Cooke County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Listed for sale$165,000

For Sale by Agent

AgentMISTY SCHMITZ
BrokerageTIERRA REAL ESTATE

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