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16277 4th St, Union Pier, MI, 49129

4beds
2baths
1,792sqft
$799,000
$446price/sqft
$5,383/moest. monthly cost
$215,320/yrincome needed

About This Home

A block away from the serene Gowdy Shores Assocation's beach, this charming property offers the perfect blend of comfort and convenience. Its 4 bedroom and 2 bathrooms make it ideas for people seeking a large inviting home. The open concept living room, and kitchen make it ideal for family and friend's gatherings. On cool evenings, gather around the wood burning fireplace for warmth and charm. The sunroom is a peaceful spot for reading, or a morning coffee. A block away, Gowdy Shores beach offers stunning views and a peaceful place to relax by the water. The home is in a desirable location near many local shops and restaurants, the best of beachside living. Sold AS-IS.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 1933

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bathroom1

  • Level: Main
  • Area: 44
  • Dimensions: 11.00 x 4.00

Bathroom2

  • Level: Basement
  • Area: 80
  • Dimensions: 10.00 x 8.00

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12.00 x 9.00

Bedroom3

  • Level: Main
  • Area: 140
  • Dimensions: 14.00 x 10.00

Bedroom4

  • Level: Main
  • Area: 169
  • Dimensions: 13.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Bonus Room

  • Level: Basement
  • Area: 1116
  • Dimensions: 36.00 x 31.00

Features

  • Ceiling Fan(s)
  • Window features: Storms
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 250

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,542
  • Total interior livable area: 1,792 sqft

Kitchen

  • Level: Main
  • Area: 200
  • Dimensions: 20.00 x 10.00

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15.00 x 15.00

Master Bedroom

  • Level: Main
  • Area: 126
  • Dimensions: 9.00 x 14.00

Other

  • Level: Main
  • Area: 176
  • Dimensions: 16.00 x 11.00

Other

  • Level: Main
  • Area: 88
  • Dimensions: 11.00 x 8.00

Property

Details

  • Parcel number: 111328500010015

Features

  • Stories: 1
  • Patio & porch: Scrn Porch
  • Waterfront features: Lake

Lot

  • Lot size: 6,098 sqft
  • Features: Level,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 60 x 102

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$138$1,656
Property Taxes $1,010$12,120
Electricity $195$2,345
Total$5,383$64,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,560/yr
40% on housing$161,490/yr
45% on housing$143,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 49129$935
Berrien County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 49129$553
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Price change$799,000
2025-04-18Listed for sale$999,999
2024-06-19Listing removed$1,200,000
2024-06-03Listed for sale$1,200,000

For Sale by Agent

AgentJames Garrison
BrokerageKeller Williams Realty SWM

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